Head to head
Triangle Mastercard vs PC World Elite Mastercard
Fees, rates, rewards, and welcome offers side by side. Every figure links to the issuer's own page.
| Issuer | Canadian Tire | PC Financial |
| Network | Mastercard Standard | Mastercard World Elite |
| Annual fee | No fee | No fee |
| Purchase APR | — | 21.99% |
| Cash advance APR | — | 22.97% |
| FX fee | n/a | n/a |
| Welcome (est. value) | n/a | See offer |
| Top earn rate | 4% Canadian Tire family of brands (Canadian Tire, Sport Chek, Mark's, Atmosphere, Party City and other participating banners) | 4.5% Health & beauty |
| Lounge visits | n/a | n/a |
| Min. income | n/a | $80,000 |
Frequently asked
- Is the Triangle Mastercard or the PC World Elite Mastercard better?
- Neither is universally better. The Triangle Mastercard charges a No fee annual fee at — purchase APR, while the PC World Elite Mastercard charges No fee at 21.99%. The right pick depends on how you spend and whether you carry a balance. Confirm all details on each issuer's page before applying.
- Where do these numbers come from?
- Every fee, rate, and offer here is pulled from the card issuer's own product and application pages, never an affiliate feed. Rates and offers change, so always verify on the official issuer page before you apply.
- Is this financial advice?
- No. This is an educational comparison to help you weigh two cards. It is not financial advice.
Decide with confidence
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