Best Cash Back Credit Cards in Canada (July 2026)

10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus

15% cash back on first $2,000 in everyday purchases (first 3 months) + first year annual fee waived

Earn up to $200 in bonus cash back

Get up to 5% cash back in your first 3 months

10% cash back welcome bonus up to $200 plus $50 pre-authorized payment bonus

Get 5% cash back on up to $6,500 in purchases in the first three months

Earn up to $600 in total value - 10% Cash Back in first 3 months plus first-year annual fee rebate

2% cash back on purchases in the first three months

Get up to 7% cash back for the first 3 months on up to $1,000 in total purchases

Earn up to $100 in bonus cash back

Earn 10% cash back for 2 months (Up to $100)

Get $100 with a Money-Back World Mastercard

Receive 10.5% bonus cash back plus 1.5% standard cash back on qualifying transactions

5% cash back on up to $2,000 in eligible purchases for first 3 months + 0% intro balance transfer rate

Earn up to $100 in Cash Back Dollars

Get 10% cash back on gas, office supplies, and recurring cell phone/internet bill payments for 3 months

Earn up to 20% cash back