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Canada's highest-rated credit cards (June 2026)

Every card ranked by the Canada Cards Score, our transparent 0-10 rating built only from figures sourced on official issuer pages. 131 cards, one ranking. Updated 2026-06-20.

The Canada Cards Score blends everyday earn rate, welcome value, annual-fee value, benefits depth, and interest cost into a single 0-10 number. It is our editorial assessment, never an issuer claim or a sponsored placement. See the full methodology.

  1. 1
    American ExpressAmerican Express Business Gold Rewards Card
    8.7Excellent
  2. 2
    TD Canada TrustTD Business Travel Visa Card
    8.5Excellent
  3. 3
    ScotiabankScotiabank Platinum American Express Card
    8.4Excellent
  4. 4
    ScotiabankScotiabank Gold American Express Card
    8.3Excellent
  5. 5
    TD Canada TrustTD® First Class Travel® Visa Infinite* Card
    8.2Excellent
  6. 6
    ScotiabankScotiabank Passport Visa Infinite Card
    8.1Excellent
  7. 7
    CIBCCIBC Aeroplan Visa Business Card
    8.0Excellent
  8. 8
    RBC Royal BankMore Rewards RBC Visa Infinite
    8.0Excellent
  9. 9
    RBC Royal BankMore Rewards RBC Visa
    7.9Very good
  10. 10
    National BankNational Bank World Elite Mastercard
    7.9Very good
  11. 11
    PC FinancialPC Insiders World Elite Mastercard
    7.9Very good
  12. 12
    TD Canada TrustTD Aeroplan Visa Business Card
    7.9Very good
  13. 13
    American ExpressAmerican Express Aeroplan Business Reserve Card
    7.8Very good
  14. 14
    American ExpressAmerican Express® Gold Rewards Card
    7.8Very good
  15. 15
    BMOBMO Ascend World Elite Mastercard
    7.8Very good
  16. 16
    BMOBMO eclipse rise Visa
    7.8Very good
  17. 17
    MBNAMBNA Rewards World Elite Mastercard
    7.8Very good
  18. 18
    TD Canada TrustTD® Platinum Travel Visa* Card
    7.8Very good
  19. 19
    American ExpressThe American Express® Aeroplan®* Reserve Card
    7.8Very good
  20. 20
    American ExpressThe American Express® Cobalt® Card
    7.8Very good
  21. 21
    Canadian TireTriangle World Elite Mastercard
    7.8Very good
  22. 22
    PC FinancialPC World Elite Mastercard
    7.7Very good
  23. 23
    RBC Royal BankRBC Avion Visa Infinite
    7.7Very good
  24. 24
    American ExpressAmerican Express® Aeroplan®* Card
    7.6Very good
  25. 25
    BMOBMO CashBack World Elite Mastercard
    7.6Very good
  26. 26
    American ExpressMarriott Bonvoy® American Express®* Card
    7.6Very good
  27. 27
    Neo FinancialNeo World Elite Mastercard
    7.6Very good
  28. 28
    ScotiabankScotia Momentum Visa Infinite Card
    7.6Very good
  29. 29
    ScotiabankScotiabank Passport Visa Infinite Privilege Card
    7.6Very good
  30. 30
    American ExpressMarriott Bonvoy Business American Express Card
    7.5Very good
  31. 31
    RBC Royal BankRBC ION+ Visa
    7.5Very good
  32. 32
    RBC Royal BankRBC Visa Platinum Avion
    7.5Very good
  33. 33
    Simplii FinancialSimplii Cash Back Visa
    7.5Very good
  34. 34
    TD Canada TrustTD Rewards Visa* Card
    7.5Very good
  35. 35
    CIBCCIBC Dividend Visa Infinite Card
    7.4Very good
  36. 36
    PC FinancialPC World Mastercard
    7.4Very good
  37. 37
    RBC Royal BankRBC Avion Visa Infinite Privilege
    7.4Very good
  38. 38
    TD Canada TrustTD® Aeroplan® Visa Infinite Privilege* Card
    7.4Very good
  39. 39
    American ExpressThe Platinum Card®
    7.4Very good
  40. 40
    Canadian TireTriangle Mastercard
    7.4Very good
  41. 41
    Canadian TireTriangle World Mastercard
    7.4Very good
  42. 42
    RBC Royal BankWestJet RBC World Elite Mastercard for Business
    7.4Very good
  43. 43
    BMOBMO Ascend World Elite Business Mastercard
    7.3Very good
  44. 44
    BMOBMO CashBack Mastercard
    7.3Very good
  45. 45
    Neo FinancialCathay World Elite Mastercard
    7.3Very good
  46. 46
    PC FinancialPC Mastercard
    7.3Very good
  47. 47
    Rogers BankRogers Red World Elite Mastercard
    7.3Very good
  48. 48
    American ExpressSimplyCash® Preferred Card from American Express
    7.3Very good
  49. 49
    CIBCCIBC Costco Mastercard (Costco World Mastercard)
    7.2Very good
  50. 50
    ScotiabankScotiabank American Express Card
    7.2Very good
  51. 51
    TD Canada TrustTD® Aeroplan® Visa Infinite* Card
    7.2Very good
  52. 52
    Walmart Rewards (Fairstone)Walmart Rewards Mastercard
    7.2Very good
  53. 53
    RBC Royal BankWestJet RBC World Elite Mastercard
    7.2Very good
  54. 54
    MBNAAmazon.ca Rewards Mastercard
    7.1Very good
  55. 55
    BrimBrim World Elite Mastercard
    7.1Very good
  56. 56
    CIBCCIBC Dividend Platinum Visa Card
    7.1Very good
  57. 57
    National BankNational Bank Platinum Mastercard
    7.1Very good
  58. 58
    RBC Royal BankRBC British Airways Visa Infinite
    7.1Very good
  59. 59
    ScotiabankScotia Momentum for Business Visa Card
    7.1Very good
  60. 60
    TangerineTangerine Rewards World Elite Mastercard
    7.1Very good
  61. 61
    WealthsimpleWealthsimple Credit Card
    7.1Very good
  62. 62
    National BankWorld Mastercard
    7.1Very good
  63. 63
    American ExpressBusiness Platinum Card from American Express
    7.0Very good
  64. 64
    MBNAMBNA Rewards Platinum Plus Mastercard
    7.0Very good
  65. 65
    MBNAMBNA Smart Cash Platinum Plus Mastercard
    7.0Very good
  66. 66
    MBNAMBNA Smart Cash World Mastercard
    7.0Very good
  67. 67
    RBC Royal Bankmoi RBC Visa
    7.0Very good
  68. 68
    RBC Royal BankRBC Cash Back Mastercard
    7.0Very good
  69. 69
    RBC Royal BankRBC ION Visa
    7.0Very good
  70. 70
    Rogers BankRogers Red Mastercard
    7.0Very good
  71. 71
    Rogers BankRogers Red World Mastercard
    7.0Very good
  72. 72
    TD Canada TrustTD Cash Back Visa Infinite* Card
    7.0Very good
  73. 73
    National Bankmycredit Mastercard
    6.9Good
  74. 74
    Neo FinancialNeo World Mastercard
    6.9Good
  75. 75
    RBC Royal BankRBC Business Cash Back Mastercard
    6.9Good
  76. 76
    ScotiabankScotia Momentum Visa Card
    6.9Good
  77. 77
    ScotiabankScotiabank Scene+ Visa Card
    6.9Good
  78. 78
    American ExpressSimplyCash® Card from American Express
    6.9Good
  79. 79
    TangerineTangerine Money-Back Credit Card
    6.9Good
  80. 80
    TangerineTangerine Money-Back World Mastercard
    6.9Good
  81. 81
    TD Canada TrustTD Business Cash Back Visa Card
    6.9Good
  82. 82
    American ExpressAmerican Express® Green Card
    6.8Good
  83. 83
    BrimBrim Mastercard
    6.8Good
  84. 84
    CIBCCIBC Adapta Mastercard
    6.8Good
  85. 85
    CIBCCIBC Aventura Gold Visa Card
    6.8Good
  86. 86
    CIBCCIBC Aventura Visa Card for Business
    6.8Good
  87. 87
    CIBCCIBC Aventura Visa Infinite Card
    6.8Good
  88. 88
    TD Canada TrustTD® Aeroplan® Visa Platinum* Card
    6.8Good
  89. 89
    Neo FinancialUnited MileagePlus Neo World Elite Mastercard
    6.8Good
  90. 90
    RBC Royal BankWestJet RBC Mastercard
    6.8Good
  91. 91
    National BankAllure Mastercard
    6.7Good
  92. 92
    CIBCCIBC Aventura Visa Card
    6.7Good
  93. 93
    Neo FinancialNeo Mastercard
    6.7Good
  94. 94
    RBC Royal BankRBC Cash Back Preferred World Elite Mastercard
    6.7Good
  95. 95
    ScotiabankScotia Momentum Mastercard
    6.7Good
  96. 96
    ScotiabankScotia Momentum No-Fee Visa Card
    6.7Good
  97. 97
    ScotiabankScotiabank Passport Visa Infinite Business Card
    6.7Good
  98. 98
    TD Canada TrustTD Business Select Rate Visa Card
    6.7Good
  99. 99
    American ExpressAmerican Express Business Edge Card
    6.6Good
  100. 100
    American ExpressAmerican Express EssentialTM Credit Card
    6.6Good
  101. 101
    CIBCCIBC Aeroplan Visa Infinite Card
    6.6Good
  102. 102
    MBNAMBNA True Line Gold Mastercard
    6.6Good
  103. 103
    MBNAMBNA True Line Mastercard
    6.6Good
  104. 104
    TD Canada TrustTD Cash Back Visa* Card
    6.6Good
  105. 105
    TD Canada TrustTD Low Rate Visa* Card
    6.6Good
  106. 106
    BMOBMO Ascend Business Mastercard
    6.5Good
  107. 107
    BMOBMO Preferred Rate Mastercard
    6.5Good
  108. 108
    CIBCCIBC Aeroplan Visa Infinite Privilege Card
    6.5Good
  109. 109
    RBC Royal BankRBC RateAdvantage Visa
    6.5Good
  110. 110
    RBC Royal BankRBC U.S. Dollar Visa Gold
    6.5Good
  111. 111
    RBC Royal BankRBC Visa Classic Low Rate
    6.5Good
  112. 112
    RBC Royal BankRBC Visa CreditLine for Small Business
    6.5Good
  113. 113
    RBC Royal BankRBC Visa Platinum (No Annual Fee)
    6.5Good
  114. 114
    BMOBMO Air Miles World Elite Mastercard
    6.4Good
  115. 115
    BMOBMO Blue Rewards Business Mastercard
    6.4Good
  116. 116
    BMOBMO CashBack Business Mastercard
    6.4Good
  117. 117
    BMOBMO eclipse Visa Infinite
    6.4Good
  118. 118
    CIBCCIBC bizline Visa Card for Business
    6.4Good
  119. 119
    CIBCCIBC CashBack Visa Card for Business
    6.4Good
  120. 120
    CIBCCIBC Classic Visa Card
    6.4Good
  121. 121
    CIBCCIBC Corporate Classic Plus Visa Card for Business
    6.4Good
  122. 122
    CIBCCIBC Select Visa Card
    6.4Good
  123. 123
    RBC Royal BankRBC Avion Visa Business
    6.4Good
  124. 124
    ScotiabankScotiabank Value Visa Card
    6.4Good
  125. 125
    Simplii FinancialSimplii Visa
    6.4Good
  126. 126
    TD Canada TrustTD Green Visa* Card
    6.4Good
  127. 127
    RBC Royal BankRBC Visa Business
    6.3Good
  128. 128
    ScotiabankScotiabank U.S. Dollar Visa Card
    6.2Good
  129. 129
    TD Canada TrustTD Emerald Flex Rate Visa* Card
    6.2Good
  130. 130
    TD Canada TrustTD® U.S. Dollar Visa* Card
    6.1Good
  131. 131
    BMOBMO Blue Rewards World Elite Business Mastercard
    5.8Fair

Scores are recomputed every refresh from the latest sourced figures. Estimated welcome values use mid-market point valuations and are not issuer-guaranteed. Always confirm details on the issuer page before applying. Nothing here is financial advice.

Rated by value, never payouts

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