About
Cited, never sponsored.
A continually-refreshed dataset of Canadian credit cards. Every figure traced to an official source, ranked by real value, never by who pays us.
Most credit card sites rank cards by who pays them the biggest commission. We do the opposite. This is a data project first: a structured, continually-refreshed record of Canadian credit cards where every number you see links back to the issuer's own page.
The goal is simple. Give Canadians an honest, sourced place to compare cards, learn how they work, and choose well, without a wall of affiliate spin. Nothing here is financial advice; always confirm the details on the official issuer page before you apply.
What we stand on
Every figure is cited
Rates, fees, welcome offers and benefits all trace to a primary source: the issuer's own page or a regulator like FCAC. If we cannot source it, we flag it for review rather than guess.
Refreshed continually
An automated process re-checks official issuer pages and re-stamps each card's freshness. Offers and rates change constantly, so the dataset is built to keep up, not freeze on launch day.
Ranked by real value
Cards are ordered by estimated value from the data, using cited point valuations to put cash back and points on equal footing. Never by who pays us, because nobody does.
Built for Canada
CAD, Canadian issuers, FCAC rules and provincial notes where they matter. No US offers masquerading as Canadian ones.
How we source a figure
Every fact is pulled from a primary source and ranked on a strict priority ladder. Official issuer disclosures always win over third-party comparison sites.
- P0Issuer application disclosure box, information box, rate table, official product page.
- P1Cardholder agreement, disclosure statement, insurance certificate, official FAQ.
- P2Issuer rewards-program and partner pages.
- P3Network benefit pages (Visa Infinite, Mastercard World Elite, Amex).
- P4Government and regulator pages (FCAC, Justice Laws).
- P5Reputable comparison sites, for discovery only, never as a source of truth.
The dataset was last refreshed on 2026-06-20. See the full method in how we source and verify card data and our points valuations.
Cited, never sponsored
See the honest version of card comparison.
Browse Canada's cards ranked by real value, every figure linked to the issuer's own page.