Ranked by value
Credit Card Rewards Programs in Canada
Compare rewards programs side by side. 17 programs tracked. Every figure cites the official issuer page. Updated 2026-07-29.
Cash Back
Credit cards that earn cash-back rewards on every purchase, ranked by effective return.
31 cards · see cards →Aeroplan
Cards that earn Aeroplan points, Canada's premier flight loyalty program for Air Canada travel.
10 cards · see cards →Avion
RBC Avion rewards cards with flexible any-airline travel redemptions.
8 cards · see cards →Scene+
Scotiabank Scene+ rewards cards for movies, dining, groceries, and travel.
8 cards · see cards →Membership Rewards
American Express Membership Rewards cards — flexible points that transfer to Aeroplan and other partners.
7 cards · see cards →National Bank Rewards
National Bank Rewards points for travel and merchandise redemptions.
4 cards · see cards →BMO Rewards
BMO Rewards points for travel, merchandise, and statement credits.
4 cards · see cards →Brim Rewards
Brim Financial cards with flexible rewards for online and everyday spending.
4 cards · see cards →Aventura
CIBC Aventura travel rewards cards for flexible flight and hotel bookings.
4 cards · see cards →PC Optimum
PC Financial credit cards earning PC Optimum points for groceries and gas at Loblaw stores.
4 cards · see cards →TD Rewards
TD Rewards cards with simple fixed-value travel redemptions through Expedia for TD.
4 cards · see cards →CT Money
Canadian Tire Triangle Mastercard earning Canadian Tire Money in-store and online.
3 cards · see cards →WestJet Dollars
WestJet RBC Mastercards earning WestJet dollars for flights, seat upgrades, and bags.
3 cards · see cards →Marriott Bonvoy
American Express Marriott Bonvoy cards earning hotel points for Marriott stays worldwide.
2 cards · see cards →MBNA Rewards
MBNA Rewards points for flexible travel and merchandise redemptions.
2 cards · see cards →MBNA Cash Back
MBNA cash-back cards with simple flat-rate and tiered cash-back earn.
2 cards · see cards →More Rewards
More Rewards loyalty program cards for grocery and drugstore rewards.
2 cards · see cards →