SimplyCash® Preferred Card from American Express

Earn rates

• Gas4%

  4% cash back, up to $1,200 cash back annually on combined eligible gas and grocery

• Grocery (eligible purchases in Canada)4%

  4% cash back, up to $1,200 cash back annually on combined eligible gas and grocery

• Everything else2%

  2% cash back

Welcome offer

Earn up to $200 in bonus cash back

Bonus points

—

Minimum spend

$2,000

Spend window

90 days

Offer ends

—

Earn a bonus 10% cash back on all purchases (up to $2,000 in purchases) in the first 3 months as a new SimplyCash Preferred Cardmember, up to $200. Current or former Cardmembers with this Card are not eligible.

Fees

Annual fee

$119.88

Additional card

—

Foreign transaction fee

—

For non-Quebec residents, $9.99/month (equals $119.88 annually); for Quebec residents, $119/year

Interest rates

Purchase APR

21.99%

Cash advance APR

21.99%

Balance transfer APR

—

Grace period

—

Rate effective date

—

Benefits & insurance

Lounge access

—

Insurance coverages

1

• Travel insurance coverage

Redemption & eligibility

Reward currency

Cash back

Redemption options

Statement credit

Transfer partners

—

Min. personal income

—

Min. household income

—