CIBC Aeroplan Visa Business Card
VISAFor business spending
CIBC Aeroplan Visa Business Card
8.6Canada Cards ScoreExcellentWelcome bonus
~$1575
Apply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points
Why get this card
- ✓Big welcome bonus worth ~$1575
- ✓Bonus covers 8× the annual fee
- ✓Earn 2x on air canada
- ✓Low 12.99% purchase rate
Pros
- +Big welcome bonus worth about $1575
- +Low 12.99% purchase interest rate
Cons
- -Steep $180 annual fee
- -No insurance coverages captured
Earn rates
- air_canada2x
2 points per $10 on Air Canada purchases
- telecom_internet1.5x
1.5 points per $10 on shipping, internet, cable and phone services
- dining_travel1.5x
1.5 points per $10 on dining and travel
- general1.5x
1.5 points per $10 on all other purchases
Welcome offer
Apply and earn up to $2,500 in value, which includes up to 75,000 Aeroplan points
- Est. cash value
- ~$1575
- Bonus points
- 75,000
- Minimum spend
- —
- Spend window
- —
- Offer ends
- —
Up to $2,500 in value including up to 75,000 Aeroplan points; includes 10,000 Aeroplan points earned in the first year. Conditions apply.
Is this a record high? See the bonus history →Fees
- Annual fee
- $180
- Additional card
- $50
- Foreign transaction fee
- —
$180/year (first year rebated); $50 each for up to 9 additional cards
Interest rates
- Purchase APR
- 12.99%
- Cash advance APR
- 14.50%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- Aeroplan points
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
8.6Excellent- Everyday earn rateWeight 30
2x on air_canada (≈4.2¢/$)
- Welcome valueWeight 25
~$1575 estimated
- Annual-fee valueWeight 20
$180 annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
12.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the CIBC Aeroplan Visa Business Card worth it?
- It carries a $180 annual fee and a welcome offer worth about $1575, for an estimated first-year value of +$1395. Big welcome bonus worth ~$1575. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the CIBC Aeroplan Visa Business Card?
- The annual fee is $180. The purchase interest rate is 12.99% and the cash advance rate is 14.50%. These are sourced from CIBC's official page.
- What rewards does the CIBC Aeroplan Visa Business Card earn?
- It earns up to 2x on air canada, in Aeroplan points. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from CIBC's own pages. Last checked 2026-06-13.
- Product page: https://www.cibc.com/en/business/credit-cards/aeroplan-visa-business.html
- Application: https://www.cibconline.cibc.com/ebm-resources/public/business-credit-card-app/client/index.html
- Terms & conditions: https://www.cibc.com/en/business/credit-cards/aeroplan-visa-business.html#termsandconditions
- Disclosure PDF 1: https://www.cibc.com/content/dam/cibc-public-assets/personal-banking/credit-cards/manage/agreements-and-insurance/pdfs/aeroplan-visa-business-insurance-product-summary-en.pdf
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