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World Mastercard

MASTERCARD

Everyday rewards

World Mastercard

7.1Canada Cards ScoreVery good
Annual fee Purchase APR

Why get this card

  • Earn 2x on net annual purchases $20,001 to $30,000
  • 5 insurance coverages

Pros

  • +5 insurance coverages

Cons

No notable downsides captured.

Earn rates

  • Net annual purchases $0 to $20,0001.25x

    Tiered by net spending over a 12-month period

  • Net annual purchases $20,001 to $30,0002x
  • Net annual purchases above $30,0001.25x

Welcome offer

No welcome offer captured.

Fees

Annual fee
Additional card
Foreign transaction fee

Annual fees rendered as template placeholders on the live page; not confirmed.

Interest rates

Purchase APR
Cash advance APR
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
Insurance coverages
5
  • Out-of-province/country medical and hospital insurance (up to 60 days)
  • Trip cancellation/interruption
  • Baggage protection
  • Rental vehicle coverage
  • Extended warranty

Redemption & eligibility

Reward currency
National Bank Rewards points
Redemption options
Merchandise, Travel, Credit card balance payment
Transfer partners
Min. personal income
Min. household income

Income requirement rendered as a template placeholder on the live page; not confirmed. Alternative qualification noted as $250,000 in assets or $15,000 yearly purchases for existing clients.

How we scored it

7.1Very good
  • Everyday earn rateWeight 30

    2x on Net annual purchases $20,001 to $30,000

  • Welcome valueWeight 25

    No current welcome offer

  • Annual-fee valueWeight 20

    No annual fee

  • Benefits depthWeight 15

    5 insurance coverages

  • Interest costWeight 10

    Rate not published

Our editorial rating, computed only from sourced figures. See the full methodology.

Compare with similar cards

Learn before you apply

Frequently asked

Is the World Mastercard worth it?
It carries a — annual fee. Earn 2x on net annual purchases $20,001 to $30,000. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the World Mastercard?
The annual fee is —. The purchase interest rate is — and the cash advance rate is —. These are sourced from National Bank's official page.
What rewards does the World Mastercard earn?
It earns up to 2x on net annual purchases $20,001 to $30,000, in National Bank Rewards points. See the full earn-rate breakdown above.

Official sources

Every figure on this page comes from National Bank's own pages. Last checked 2026-06-17.

Cited, never sponsored

Is this the right card for you?

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