Skip to content
Neo FinancialWorld Elite
••••••••••••4621

Cathay World Elite Mastercard

MASTERCARD

Travel points & miles

Cathay World Elite Mastercard

5.8Canada Cards ScoreFair

Welcome bonus

35,000 pts

Up to 35,000 Asia Miles

Annual fee $180Purchase APR 19.99%Verified 2026-06-13
Apply on Neo Financial

Why get this card

  • Earn 4x on cathay pacific tickets

Pros

  • +Strong 4x earn on cathay_pacific_tickets

Cons

  • -Steep $180 annual fee
  • -Needs $80,000 minimum income

Earn rates

  • domestic_cad1x

    1 Asia Mile per $1 CAD on purchases in Canada

  • foreign_currency2x

    2 Asia Miles per $1 CAD on purchases made in foreign currencies

  • cathay_pacific_tickets4x

    4 Asia Miles per $1 CAD on Cathay Pacific tickets purchased online at cathaypacific.com/ca

Welcome offer

Up to 35,000 Asia Miles

Bonus points
35,000
Minimum spend
$5,000
Spend window
90 days
Offer ends

15,000 Asia Miles when you sign up (issued on card activation), plus 20,000 Asia Miles when you spend $5,000 or more net of refunds within 3 months (90 days) from application start. Limited one-time offer for new Cathay World Elite cardholders. Plus up to 15% off Cathay Pacific flights with code CXNEO15OFF.

Is this a record high? See the bonus history →

Fees

Annual fee
$180
Additional card
Foreign transaction fee

Annual fee $180. Purchase credit rate 19.99%-26.99%; cash advance rate 22.99%-28.99%.

Interest rates

Purchase APR
19.99%
Cash advance APR
22.99%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
DragonPass / Cathay Pacific Business class lounge
Insurance coverages
1
  • Mastercard Travel Rewards

Redemption & eligibility

Reward currency
Asia Miles
Redemption options
Transfer partners
Cathay (Asia Miles)
Min. personal income
$80,000
Min. household income
$150,000

Minimum $80,000 annual personal income or $150,000 household income required. Includes access to 1,300+ global airport lounges, Cathay membership perks (online priority check-in, extra baggage redemption, Business class lounge redemption access). Secured credit option available.

How we scored it

5.8Fair
  • Everyday earn rateWeight 30

    4x on cathay_pacific_tickets

  • Welcome valueWeight 25

    No current welcome offer

  • Annual-fee valueWeight 20

    $180 annual fee

  • Benefits depthWeight 15

    1 insurance coverages

  • Interest costWeight 10

    19.99% purchase APR

Our editorial rating, computed only from sourced figures. See the full methodology.

Compare with similar cards

Learn before you apply

Frequently asked

Is the Cathay World Elite Mastercard worth it?
It carries a $180 annual fee. Earn 4x on cathay pacific tickets. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the Cathay World Elite Mastercard?
The annual fee is $180. The purchase interest rate is 19.99% and the cash advance rate is 22.99%. These are sourced from Neo Financial's official page.
What rewards does the Cathay World Elite Mastercard earn?
It earns up to 4x on cathay pacific tickets, in Asia Miles. See the full earn-rate breakdown above.
What income do I need for the Cathay World Elite Mastercard?
Neo Financial lists a minimum personal income of $80,000 or household income of $150,000.

More ways to compare

Official sources

Every figure on this page comes from Neo Financial's own pages. Last checked 2026-06-13.

Cited, never sponsored

Is this the right card for you?

See how it stacks up, or let the finder match you to the cards built for how you spend.