Scotia Momentum for Business Visa Card

Earn rates

• gas_ev_dining_office_bills3%

  3% cash back on eligible gas station, EV charging, restaurant, office supply store purchases and eligible recurring bill payments

• shipping_accounting2%

  2% cash back on eligible shipping and accounting or bookkeeping services

• general1%

  1% cash back on all other everyday purchases

Welcome offer

Get 5% cash back on up to $6,500 in purchases in the first three months

Bonus points

—

Minimum spend

—

Spend window

90 days

Offer ends

—

5% cash back on up to $6,500 in purchases in the first three months, plus 2.99% introductory interest rate on balance transfers for the first 6 months (22.99% after that).

Fees

Annual fee

$79

Additional card

$29

Foreign transaction fee

—

$79/year; $29/year additional card

Interest rates

Purchase APR

20.99%

Cash advance APR

22.99%

Balance transfer APR

—

Grace period

—

Rate effective date

—

Benefits & insurance

Lounge access

—

Insurance coverages

—

Redemption & eligibility

Reward currency

Cash Back

Redemption options

—

Transfer partners

—

Min. personal income

—

Min. household income

—

Minimum credit limit $500; up to $150,000 unsecured.