Scotiabank Passport Visa Infinite Privilege Card
VISAGreat for travel abroad
Scotiabank Passport Visa Infinite Privilege Card
7.6Canada Cards ScoreVery goodWelcome bonus
~$300
Earn 30,000 bonus Scene+ points
Why get this card
- ✓Big welcome bonus worth ~$300
- ✓Earn 3x on grocery, dining, entertainment
- ✓No foreign transaction fees
- ✓10 airport lounge visits
Pros
- +Big welcome bonus worth about $300
- +Strong 3x earn on grocery, dining, entertainment
- +No foreign transaction fee
- +10 airport lounge visits included
Cons
- -Steep $599 annual fee
Earn rates
- grocery, dining, entertainment3x
- other eligible categories2x
- all other purchases1x
- eligible travel purchases3x
Welcome offer
Earn 30,000 bonus Scene+ points
- Est. cash value
- ~$300
- Bonus points
- 30,000
- Minimum spend
- $3,000
- Spend window
- 90 days
- Offer ends
- —
Earn 30,000 bonus Scene+ points by making at least $3,000 in everyday eligible purchases in first 3 months.
Is this a record high? See the bonus history →Fees
- Annual fee
- $599
- Additional card
- $199
- Foreign transaction fee
- None
No foreign transaction (FX) markup on foreign currency purchases; $150 annual fee reduction with Ultimate Package chequing account
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- 10 visits (Visa Airport Companion (Priority Pass))
- Insurance coverages
- 7
- Travel Emergency Medical Insurance
- Flight Delay Insurance
- Delayed and Lost Baggage Insurance
- Common Carrier Travel Accident Insurance
- Hotel/Motel Burglary Insurance
- Rental Car Collision/Loss Damage Insurance
- Creditor Insurance
Redemption & eligibility
- Reward currency
- Scene+
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
7.6Very good- Everyday earn rateWeight 30
3x on grocery, dining, entertainment (≈3.0¢/$)
- Welcome valueWeight 25
~$300 estimated
- Annual-fee valueWeight 20
$599 annual fee
- Benefits depthWeight 15
7 insurance coverages, 10 lounge visits, no FX fee
- Interest costWeight 10
20.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the Scotiabank Passport Visa Infinite Privilege Card worth it?
- It carries a $599 annual fee and a welcome offer worth about $300, for an estimated first-year value of $-299. Big welcome bonus worth ~$300. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the Scotiabank Passport Visa Infinite Privilege Card?
- The annual fee is $599. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from Scotiabank's official page.
- What rewards does the Scotiabank Passport Visa Infinite Privilege Card earn?
- It earns up to 3x on grocery, dining, entertainment, in Scene+. See the full earn-rate breakdown above.
- Does the Scotiabank Passport Visa Infinite Privilege Card charge foreign transaction fees?
- Yes, it charges a 0% foreign transaction fee on purchases made outside Canada. See no-foreign-transaction-fee cards if you travel or shop internationally.
More ways to compare
Official sources
Every figure on this page comes from Scotiabank's own pages. Last checked 2026-06-13.
- Product page: https://www.scotiabank.com/ca/en/personal/credit-cards/visa/passport-infinite-privilege-card.html
- Application: https://hello.scotiabank.com/lending/triage?productCode=VFF&subProductCode=IP&source=972&language=en&cid=S1eSCENE0921
- Rewards program: https://www.scotiabank.com/ca/en/personal/programs-services/sceneplus-rewards.html
Cited, never sponsored
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