Scotiabank Scene+ Visa Card
VISANo annual fee rewards
Scotiabank Scene+ Visa Card
6.9Canada Cards ScoreGoodWelcome bonus
~$25
Earn 7,500 bonus Scene+ points (welcome offer includes 2,500 first-spend + 5,000 ongoing)
Why get this card
- ✓No annual fee
- ✓Earn 2x on grocery (sobeys/empire banners) and scene+ partners
Pros
- +No annual fee
Cons
- -High 21.99% purchase interest rate
Earn rates
- grocery (Sobeys/Empire banners) and Scene+ partners2x
- eligible travel purchases1x
- all other purchases1x
Welcome offer
Earn 7,500 bonus Scene+ points (welcome offer includes 2,500 first-spend + 5,000 ongoing)
- Est. cash value
- ~$25
- Bonus points
- 2,500
- Minimum spend
- $250
- Spend window
- 90 days
- Offer ends
- —
Earn 2,500 bonus Scene+ points by making at least $250 in everyday eligible purchases in first 3 months. A separate offer of 10,000 bonus Scene+ points in first 3 months may apply per promotion.
Is this a record high? See the bonus history →Fees
- Annual fee
- No fee
- Additional card
- No fee
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 21.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 1
- Creditor Insurance
Redemption & eligibility
- Reward currency
- Scene+
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
6.9Good- Everyday earn rateWeight 30
2x on grocery (Sobeys/Empire banners) and Scene+ partners (≈2.0¢/$)
- Welcome valueWeight 25
~$25 estimated
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
1 insurance coverages
- Interest costWeight 10
21.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the Scotiabank Scene+ Visa Card worth it?
- It carries a No fee annual fee and a welcome offer worth about $25, for an estimated first-year value of +$25. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the Scotiabank Scene+ Visa Card?
- The annual fee is No fee. The purchase interest rate is 21.99% and the cash advance rate is 22.99%. These are sourced from Scotiabank's official page.
- What rewards does the Scotiabank Scene+ Visa Card earn?
- It earns up to 2x on grocery (sobeys/empire banners) and scene+ partners, in Scene+. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from Scotiabank's own pages. Last checked 2026-06-13.
- Product page: https://www.scotiabank.com/ca/en/personal/credit-cards/visa/scene-card.html
- Application: https://hello.scotiabank.com/lending/triage?productCode=VCL&subProductCode=ZZ&source=111R&language=en
- Rewards program: https://www.scotiabank.com/ca/en/personal/programs-services/sceneplus-rewards.html
Cited, never sponsored
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