Rewards program
Best PC Optimum Credit Cards (July 2026)
PC Financial credit cards earning PC Optimum points for groceries and gas at Loblaw stores. 4 cards ranked. Updated 2026-07-29.
The top PC Optimum card right now is the PC Insiders World Elite Mastercard from PC Financial, leading our ranking of 4 cards with a $120 annual fee and 21.99% purchase APR. Rankings are based on the Canada Cards Score, with every figure sourced from the official issuer page and refreshed 2026-07-29.
PC Insiders World Elite Mastercard
Everyday rewards
Welcome value
—
No current offer
First Year Annual Fee Waived and 50,000 bonus PC Optimum™ points*
- Annual fee
- $120
- Purchase APR
- 21.99%
PC Mastercard
No annual fee rewards
Welcome value
—
No current offer
Earn 50,000 bonus PC Optimum™ points
- Annual fee
- No fee
- Purchase APR
- 21.99%
PC World Elite Mastercard
No annual fee rewards
Welcome value
—
No current offer
Enjoy 50,000 bonus PC Optimum™ points
- Annual fee
- No fee
- Purchase APR
- 21.99%
PC World Mastercard
No annual fee rewards
Welcome value
—
No current offer
Earn 50,000 bonus PC Optimum™ Points
- Annual fee
- No fee
- Purchase APR
- 21.99%
Frequently asked
- What is the best PC Optimum credit card in Canada?
- Based on our ranking, the PC Insiders World Elite Mastercard from PC Financial leads this program with a $120 annual fee. Rankings update daily and every figure is sourced from the official issuer page.
- How are these cards ranked?
- We rank by the Canada Cards Score, computed from everyday earn rate, welcome value, annual-fee value, benefits depth, and interest cost. Every figure is pulled from the official issuer page.
- How current is this information?
- Fees, rates, and offers are checked regularly against the official issuer pages. This page was last updated 2026-07-29. Always confirm details on the issuer's site before applying.
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