American Express® Aeroplan®* Card
AMERICAN EXPRESSTravel points & miles
American Express® Aeroplan®* Card
8.2Canada Cards ScoreExcellentWelcome bonus
~$945
Earn up to 45,000 Aeroplan points
Why get this card
- ✓Big welcome bonus worth ~$945
- ✓Bonus covers 7× the annual fee
- ✓Earn 2x on air canada purchases
Pros
- +Big welcome bonus worth about $945
Cons
- -Steep $120 annual fee
- -High 21.99% purchase interest rate
Earn rates
- Air Canada purchases2x
2X Aeroplan points per $1
- Dining & food delivery1.5x
1.5X Aeroplan points per $1
- Everything else1x
1X Aeroplan points per $1
Welcome offer
Earn up to 45,000 Aeroplan points
- Est. cash value
- ~$945
- Bonus points
- 45,000
- Minimum spend
- $7,500
- Spend window
- 180 days
- Offer ends
- —
Earn 35,000 Aeroplan points after spending $7,500 in the first 6 months, plus 10,000 Aeroplan points when you spend $1,000 in month 13. Current or former Cardmembers with this Card are not eligible.
Is this a record high? See the bonus history →Fees
- Annual fee
- $120
- Additional card
- $50
- Foreign transaction fee
- —
$50 annual fee for each Additional Aeroplan Card; no annual fee for each Additional Aeroplan no-fee Card. Charge card.
Interest rates
- Purchase APR
- 21.99%
- Cash advance APR
- —
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 1
- Travel insurance coverage
Redemption & eligibility
- Reward currency
- Aeroplan points
- Redemption options
- Air Canada flights, Aeroplan rewards
- Transfer partners
- Aeroplan
- Min. personal income
- —
- Min. household income
- —
How we scored it
8.2Excellent- Everyday earn rateWeight 30
2x on Air Canada purchases (≈4.2¢/$)
- Welcome valueWeight 25
~$945 estimated
- Annual-fee valueWeight 20
$120 annual fee
- Benefits depthWeight 15
1 insurance coverages
- Interest costWeight 10
21.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the American Express® Aeroplan®* Card worth it?
- It carries a $120 annual fee and a welcome offer worth about $945, for an estimated first-year value of +$825. Big welcome bonus worth ~$945. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the American Express® Aeroplan®* Card?
- The annual fee is $120. The purchase interest rate is 21.99% and the cash advance rate is —. These are sourced from American Express's official page.
- What rewards does the American Express® Aeroplan®* Card earn?
- It earns up to 2x on air canada purchases, in Aeroplan points. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from American Express's own pages. Last checked 2026-06-13.
Cited, never sponsored
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