American Express
Best American Express Premium Credit Cards Cards
10 of 15 American Express cards match this category, ranked by value. Every figure sourced from the official American Express product page — updated 2026-07-29.
American Express® Gold Rewards Card
Everyday rewards
Welcome value
~$1200
Earn up to 60,000 Membership Rewards points in your first year
- Annual fee
- $250
- Purchase APR
- 21.99%
American Express® Aeroplan®* Card
Travel points & miles
Welcome value
~$945
Earn up to 45,000 Aeroplan points
- Annual fee
- $120
- Purchase APR
- 21.99%
Marriott Bonvoy® American Express®* Card
Everyday rewards
Welcome value
70k pts
Earn up to 70,000 Marriott Bonvoy points
- Annual fee
- $120
- Purchase APR
- 21.99%
The American Express® Aeroplan®* Reserve Card
Travel points & miles
Welcome value
~$2310
Earn up to 110,000 Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
The American Express® Cobalt® Card
Everyday rewards
Welcome value
~$300
Earn up to 15,000 Membership Rewards points in your first year
- Annual fee
- $191.88
- Purchase APR
- 21.99%
The Platinum Card®
Everyday rewards
Welcome value
~$2600
Earn up to 130,000 Membership Rewards points
- Annual fee
- $799
- Purchase APR
- 21.99%
American Express Aeroplan Business Reserve Card
For business spending
Welcome value
~$2520
Earn up to 120,000 Welcome Bonus Aeroplan points
- Annual fee
- $599
- Purchase APR
- 21.99%
American Express Business Gold Rewards Card
For business spending
Welcome value
~$1400
Earn up to 70,000 Membership Rewards points
- Annual fee
- $199
- Purchase APR
- —
Business Platinum Card from American Express
For business spending
Welcome value
~$1000
Earn up to 50,000 Membership Rewards points
- Annual fee
- $799
- Purchase APR
- —
Marriott Bonvoy Business American Express Card
For business spending
Welcome value
80k pts
Earn up to 80,000 Marriott Bonvoy points
- Annual fee
- $150
- Purchase APR
- 21.99%
Dig deeper
Frequently asked
- What is the best American Express premium credit cards card?
- Based on our ranking, the American Express® Gold Rewards Card leads this category with a $250 annual fee and 21.99% purchase APR. Rankings update daily.
- How many American Express premium credit cards cards are there?
- We track 10 American Express cards that match this category, with every figure sourced from the official American Express product pages.
- What annual fee do American Express premium credit cards cards have?
- Fees vary by card tier. Our ranking shows the full annual fee for each card, sourced from the official American Express application page. Use the fee filter to narrow by budget.
- Is the American Express premium credit cards card worth it?
- The American Express® Gold Rewards Card ranks highest in our value-based scoring for this category. Compare its earn rates, welcome offer, and benefits against the other 9 cards in this category before applying.
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