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American Express® Green Card
AMERICAN EXPRESSNo annual fee rewards
American Express® Green Card
7.0Canada Cards ScoreVery goodWelcome bonus
~$200
Earn 10,000 Membership Rewards points
Annual fee No feePurchase APR 21.99%1st-year value +$200Verified 2026-06-13
Apply on American Express →Why get this card
- ✓No annual fee
- ✓Earn 1x on everyday purchases
Pros
- +No annual fee
Cons
- -High 21.99% purchase interest rate
- -No insurance coverages captured
Earn rates
- Everyday purchases1x
1X points per $1
Welcome offer
Earn 10,000 Membership Rewards points
- Est. cash value
- ~$200
- Bonus points
- 10,000
- Minimum spend
- $1,000
- Spend window
- 90 days
- Offer ends
- —
Earn 10,000 Membership Rewards points when you spend $1,000 on the Card within the first 3 months as a new Green Cardmember. Current or former Cardmembers with this Card are not eligible.
Is this a record high? See the bonus history →Fees
- Annual fee
- No fee
- Additional card
- —
- Foreign transaction fee
- —
No annual fee
Interest rates
- Purchase APR
- 21.99%
- Cash advance APR
- 21.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- Membership Rewards points
- Redemption options
- Use Points for Purchases, Travel, Gift cards, Merchandise
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
7.0Very good- Everyday earn rateWeight 30
1x on Everyday purchases (≈2.0¢/$)
- Welcome valueWeight 25
~$200 estimated
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
21.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the American Express® Green Card worth it?
- It carries a No fee annual fee and a welcome offer worth about $200, for an estimated first-year value of +$200. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the American Express® Green Card?
- The annual fee is No fee. The purchase interest rate is 21.99% and the cash advance rate is 21.99%. These are sourced from American Express's official page.
- What rewards does the American Express® Green Card earn?
- It earns up to 1x on everyday purchases, in Membership Rewards points. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from American Express's own pages. Last checked 2026-06-13.
Cited, never sponsored
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