American Express
Best American Express American Express Membership Rewards Cards Cards
7 of 15 American Express cards match this category, ranked by value. Every figure sourced from the official American Express product page — updated 2026-07-29.
The Platinum Card®
Everyday rewards
Welcome value
~$2600
Earn up to 130,000 Membership Rewards points
- Annual fee
- $799
- Purchase APR
- 21.99%
American Express Business Gold Rewards Card
For business spending
Welcome value
~$1400
Earn up to 70,000 Membership Rewards points
- Annual fee
- $199
- Purchase APR
- —
American Express® Gold Rewards Card
Everyday rewards
Welcome value
~$1200
Earn up to 60,000 Membership Rewards points in your first year
- Annual fee
- $250
- Purchase APR
- 21.99%
Business Platinum Card from American Express
For business spending
Welcome value
~$1000
Earn up to 50,000 Membership Rewards points
- Annual fee
- $799
- Purchase APR
- —
The American Express® Cobalt® Card
Everyday rewards
Welcome value
~$300
Earn up to 15,000 Membership Rewards points in your first year
- Annual fee
- $191.88
- Purchase APR
- 21.99%
American Express Business Edge Card
For business spending
Welcome value
~$200
Earn a Welcome Bonus of 10,000 Membership Rewards points
- Annual fee
- —
- Purchase APR
- —
American Express® Green Card
No annual fee rewards
Welcome value
~$200
Earn 10,000 Membership Rewards points
- Annual fee
- No fee
- Purchase APR
- 21.99%
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Frequently asked
- What is the best American Express american express membership rewards cards card?
- Based on our ranking, the The Platinum Card® leads this category with a $799 annual fee and 21.99% purchase APR. Rankings update daily.
- How many American Express american express membership rewards cards cards are there?
- We track 7 American Express cards that match this category, with every figure sourced from the official American Express product pages.
- What annual fee do American Express american express membership rewards cards cards have?
- Fees vary by card tier. Our ranking shows the full annual fee for each card, sourced from the official American Express application page. Use the fee filter to narrow by budget.
- Is the American Express american express membership rewards cards card worth it?
- The The Platinum Card® ranks highest in our value-based scoring for this category. Compare its earn rates, welcome offer, and benefits against the other 6 cards in this category before applying.
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