BMO Ascend World Elite Mastercard

Earn rates

• Travel5x

  For every $1 spent on eligible travel purchases.

• Dining and Entertainment3x

  For every $1 spent on eligible dining and entertainment purchases.

• Recurring bill payments3x

  For every $1 spent on recurring bill payments.

• Everywhere else1x

  For every $1 spent.

Welcome offer

Get up to $1,600 in value and the annual fees waived in the first year.

Bonus points

—

Minimum spend

$80,000

Spend window

—

Offer ends

—

Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.

Fees

Annual fee

$150

Additional card

No fee

Foreign transaction fee

—

Interest rates

Purchase APR

21.99%

Cash advance APR

23.99%

Balance transfer APR

—

Grace period

—

Rate effective date

—

Benefits & insurance

Lounge access

4 visits (Mastercard Travel Pass)

Insurance coverages

3

• Out-of-province/out-of-country emergency medical insurance up to $5 million per insured person, per trip - up to 21 consecutive days.
• Trip cancellation/trip interruption insurance.
• Baggage insurance.

Redemption & eligibility

Reward currency

BMO Rewards

Redemption options

Flights, Hotels, Cruises, Gift Cards

Transfer partners

—

Min. personal income

$80,000

Min. household income

$150,000

Must be a Canadian citizen or permanent resident and meet income requirements.