What is the best BMO premium credit cards card?

Based on our ranking, the BMO Ascend World Elite Mastercard leads this category with a $150 annual fee and 21.99% purchase APR. Rankings update daily.

How many BMO premium credit cards cards are there?

We track 5 BMO cards that match this category, with every figure sourced from the official BMO product pages.

What annual fee do BMO premium credit cards cards have?

Fees vary by card tier. Our ranking shows the full annual fee for each card, sourced from the official BMO application page. Use the fee filter to narrow by budget.

Is the BMO premium credit cards card worth it?

The BMO Ascend World Elite Mastercard ranks highest in our value-based scoring for this category. Compare its earn rates, welcome offer, and benefits against the other 4 cards in this category before applying.

BMO

Best BMO Premium Credit Cards Cards

5 of 12 BMO cards match this category, ranked by value. Every figure sourced from the official BMO product page — updated 2026-07-29.

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0Total BMO cards

07-29Updated

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BMOWorld Elite

BMO Ascend World Elite Mastercard

Everyday rewards

Welcome value

—

No current offer

Get up to $1,600 in value and the annual fees waived in the first year.

Annual fee: $150
Purchase APR: 21.99%

6.0Cited · verified 2026-06-13View →

BMOWorld Elite

BMO CashBack World Elite Mastercard

Cash back on everyday spending

Welcome value

—

No current offer

Get up to $650 in value and the annual fees waived in the first year.

Annual fee: $139
Purchase APR: 21.99%

7.6Cited · verified 2026-06-13View →

BMOWorld Elite

BMO Air Miles World Elite Mastercard

Everyday rewards

Welcome value

—

No current offer

Annual fee: —
Purchase APR: —

6.4Cited · verified 2026-06-13View →

BMOWorld Elite

BMO Ascend World Elite Business Mastercard

For business spending

Welcome value

150k pts

Get more for your business with up to $2,175 in value

Annual fee: $175
Purchase APR: 18.99%

5.8Cited · verified 2026-06-13View →

BMOWorld Elite

BMO Blue Rewards World Elite Business Mastercard

For business spending

Welcome value

—

No current offer

Get over $1,750 in value, including an annual-fee waiver, in your first year

Annual fee: $175
Purchase APR: 20.99%

5.8Cited · verified 2026-06-13View →

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Frequently asked

What is the best BMO premium credit cards card?: Based on our ranking, the BMO Ascend World Elite Mastercard leads this category with a $150 annual fee and 21.99% purchase APR. Rankings update daily.
How many BMO premium credit cards cards are there?: We track 5 BMO cards that match this category, with every figure sourced from the official BMO product pages.
What annual fee do BMO premium credit cards cards have?: Fees vary by card tier. Our ranking shows the full annual fee for each card, sourced from the official BMO application page. Use the fee filter to narrow by budget.
Is the BMO premium credit cards card worth it?: The BMO Ascend World Elite Mastercard ranks highest in our value-based scoring for this category. Compare its earn rates, welcome offer, and benefits against the other 4 cards in this category before applying.

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