Brim World Elite Mastercard

Earn rates

• All purchases (base earn)1x

  1 point for every $1 spent (base rate). Accelerated earn available at participating retailers via the Brim Marketplace.

Welcome offer

Earn up to $500 in Brim points when you use your Brim Card for the first time at participating merchants

Bonus points

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Minimum spend

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Spend window

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Offer ends

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Up to $500 in Brim points earned at participating merchants in the Brim Marketplace on first use; points redeemable as cashback or against transactions. Exact value depends on merchant offers.

Fees

Annual fee

$89

Additional card

$50

Foreign transaction fee

1.5%

Foreign transaction fee: 1.5% on all foreign currency transactions (no longer 0% as of May 2024). Supplementary/additional member card fee: $50.

Interest rates

Purchase APR

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Cash advance APR

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Balance transfer APR

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Grace period

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Rate effective date

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Benefits & insurance

Lounge access

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Insurance coverages

14

• Out-of-Province/Country Emergency Travel Medical (up to $5,000,000)
• Trip Cancellation (up to $2,000)
• Trip Interruption (up to $5,000)
• Flight Delay (up to $500/day, max $1,000)
• Baggage Delay (up to $500)
• Lost/Stolen Baggage (up to $1,000)
• Hotel Burglary (up to $2,500)
• Car Rental Collision/Loss Damage Waiver (up to 48 days)
• Common Carrier Accident (up to $150,000 / $500,000)
• Mobile Device Insurance (up to $1,500)
• Extended Warranty
• Purchase Security
• Travel Assistance
• Zero Liability

Redemption & eligibility

Reward currency

Brim Points

Redemption options

Cashback / statement credit, Redeem against transactions, Brim Marketplace offers

Transfer partners

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Min. personal income

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Min. household income

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Canadian resident of the age of majority in your province/territory of residence. (World Elite Mastercard income requirement not disclosed on official product page.)