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CIBC Aeroplan Visa Infinite Privilege Card
VISATravel points & miles
CIBC Aeroplan Visa Infinite Privilege Card
7.2Canada Cards ScoreVery goodAnnual fee $599Purchase APR 21.99%Verified 2026-06-13
Why get this card
- ✓Earn 2x on air canada (incl. air canada vacations)
Pros
No standout upsides captured.
Cons
- -Steep $599 annual fee
- -High 21.99% purchase interest rate
- -Needs $150,000 minimum income
Earn rates
- Air Canada (incl. Air Canada Vacations)2x
per $1 spent
- gas, EV charging, groceries, travel, and dining1.5x
per $1 spent
- all other purchases1.25x
per $1 spent
Welcome offer
No welcome offer captured.
Fees
- Annual fee
- $599
- Additional card
- $149
- Foreign transaction fee
- —
$599 annual fee; $149 each for up to 9 additional cards
Interest rates
- Purchase APR
- 21.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 2
- travel insurance
- purchase security and extended protection insurance
Redemption & eligibility
- Reward currency
- Aeroplan points
- Redemption options
- flight rewards, travel, merchandise, gift cards
- Transfer partners
- Air Canada / Aeroplan
- Min. personal income
- $150,000
- Min. household income
- $200,000
$150,000 individual, or $200,000 household minimum annual income
How we scored it
7.2Very good- Everyday earn rateWeight 30
2x on Air Canada (incl. Air Canada Vacations) (≈4.2¢/$)
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
$599 annual fee
- Benefits depthWeight 15
2 insurance coverages
- Interest costWeight 10
21.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the CIBC Aeroplan Visa Infinite Privilege Card worth it?
- It carries a $599 annual fee. Earn 2x on air canada (incl. air canada vacations). Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the CIBC Aeroplan Visa Infinite Privilege Card?
- The annual fee is $599. The purchase interest rate is 21.99% and the cash advance rate is 22.99%. These are sourced from CIBC's official page.
- What rewards does the CIBC Aeroplan Visa Infinite Privilege Card earn?
- It earns up to 2x on air canada (incl. air canada vacations), in Aeroplan points. See the full earn-rate breakdown above.
- What income do I need for the CIBC Aeroplan Visa Infinite Privilege Card?
- CIBC lists a minimum personal income of $150,000 or household income of $200,000.
More ways to compare
Official sources
Every figure on this page comes from CIBC's own pages. Last checked 2026-06-13.
Cited, never sponsored
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