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CIBC Aventura Visa Infinite Card

VISA

Everyday rewards

CIBC Aventura Visa Infinite Card

5.9Canada Cards ScoreFair

Welcome bonus

60,000 pts

Earn up to 60,000 Aventura Points (up to $1,200 in travel value) plus annual fee rebate

Annual fee $139Purchase APR 21.99%Verified 2026-06-13

Why get this card

  • Earn 2x on travel through cibc rewards centre / cibc by expedia

Pros

No standout upsides captured.

Cons

  • -Steep $139 annual fee
  • -High 21.99% purchase interest rate
  • -Needs $60,000 minimum income

Earn rates

  • travel through CIBC Rewards Centre / CIBC by Expedia2x

    per $1 spent

  • gas, EV charging, grocery stores, drug stores1.5x

    per $1 spent

  • all other purchases1x

    per $1 spent

Welcome offer

Earn up to 60,000 Aventura Points (up to $1,200 in travel value) plus annual fee rebate

Bonus points
60,000
Minimum spend
$3,000
Spend window
Offer ends

15,000 points on first purchase; 30,000 points when you spend $3,000+ in first 4 monthly statement periods; 15,000 points with at least $5,000 net purchases in first 4 statement periods; one-time annual fee rebate ($139) plus up to 3 authorized users ($50 each), up to $189 value

Is this a record high? See the bonus history →

Fees

Annual fee
$139
Additional card
$50
Foreign transaction fee

$139 annual fee (first year rebated); $50 each for up to 3 additional cards

Interest rates

Purchase APR
21.99%
Cash advance APR
22.99%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
Insurance coverages
2
  • travel insurance
  • purchase security and extended protection insurance

Redemption & eligibility

Reward currency
Aventura Points
Redemption options
travel, merchandise, gift cards, cash back / financial products
Transfer partners
Min. personal income
$60,000
Min. household income
$100,000

$60,000 individual, or $100,000 household minimum annual income

How we scored it

5.9Fair
  • Everyday earn rateWeight 30

    2x on travel through CIBC Rewards Centre / CIBC by Expedia

  • Welcome valueWeight 25

    No current welcome offer

  • Annual-fee valueWeight 20

    $139 annual fee

  • Benefits depthWeight 15

    2 insurance coverages

  • Interest costWeight 10

    21.99% purchase APR

Our editorial rating, computed only from sourced figures. See the full methodology.

Compare with similar cards

Learn before you apply

Frequently asked

Is the CIBC Aventura Visa Infinite Card worth it?
It carries a $139 annual fee. Earn 2x on travel through cibc rewards centre / cibc by expedia. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the CIBC Aventura Visa Infinite Card?
The annual fee is $139. The purchase interest rate is 21.99% and the cash advance rate is 22.99%. These are sourced from CIBC's official page.
What rewards does the CIBC Aventura Visa Infinite Card earn?
It earns up to 2x on travel through cibc rewards centre / cibc by expedia, in Aventura Points. See the full earn-rate breakdown above.
What income do I need for the CIBC Aventura Visa Infinite Card?
CIBC lists a minimum personal income of $60,000 or household income of $100,000.

More ways to compare

Official sources

Every figure on this page comes from CIBC's own pages. Last checked 2026-06-13.

Cited, never sponsored

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