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CIBC
••••••••••••9948

CIBC Select Visa Card

VISA

Everyday rewards

CIBC Select Visa Card

6.4Canada Cards ScoreGood

0% introductory interest rate on balance transfers for first 10 months

Annual fee Purchase APR Verified 2026-06-13

Pros

No standout upsides captured.

Cons

  • -No published earn rate
  • -No insurance coverages captured

Earn rates

No earn rates captured.

Welcome offer

0% introductory interest rate on balance transfers for first 10 months

Bonus points
Minimum spend
Spend window
Offer ends

0% introductory interest rate on balance transfers of $100 or more for the first 10 months; 1% fee applies on amounts greater than $100 transferred from another card

Fees

Annual fee
Additional card
Foreign transaction fee

1% balance transfer fee on amounts transferred greater than $100

Interest rates

Purchase APR
Cash advance APR
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
Insurance coverages

Redemption & eligibility

Reward currency
None (low interest card)
Redemption options
Transfer partners
Min. personal income
Min. household income
$15,000

$15,000 minimum annual household income

How we scored it

6.4Good
  • Everyday earn rateWeight 30

    No published earn rate

  • Welcome valueWeight 25

    No current welcome offer

  • Annual-fee valueWeight 20

    No annual fee

  • Benefits depthWeight 15

    0 insurance coverages

  • Interest costWeight 10

    Rate not published

Our editorial rating, computed only from sourced figures. See the full methodology.

Compare with similar cards

Learn before you apply

Frequently asked

Is the CIBC Select Visa Card worth it?
It carries a — annual fee. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the CIBC Select Visa Card?
The annual fee is —. The purchase interest rate is — and the cash advance rate is —. These are sourced from CIBC's official page.
What rewards does the CIBC Select Visa Card earn?
This card does not focus on rewards; see its fees and rates above.

More ways to compare

Official sources

Every figure on this page comes from CIBC's own pages. Last checked 2026-06-13.

Cited, never sponsored

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