Neo World Mastercard
MASTERCARDCash back on everyday spending
Neo World Mastercard
6.9Canada Cards ScoreGoodWhy get this card
- ✓No annual fee
- ✓Earn 2% on grocery
Pros
- +No annual fee
Cons
- -No insurance coverages captured
Earn rates
- grocery2%
2% cashback on groceries
- gas2%
2% cashback on gas
- recurring_payments2%
2% cashback on recurring payments
- other0.5%
0.5% cashback on everything else
Welcome offer
No welcome offer captured.
Fees
- Annual fee
- No fee
- Additional card
- —
- Foreign transaction fee
- —
Purchase credit rate 19.99%-29.99% (Quebec 19.99%-25.24%); Quebec cash advance rate 21.99%-25.24%.
Interest rates
- Purchase APR
- 19.99%
- Cash advance APR
- —
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- cashback
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- $50,000
- Min. household income
- $80,000
Minimum $50,000 annual personal income or household income of $80,000 required. Credit limit up to $20,000.
How we scored it
6.9Good- Everyday earn rateWeight 30
2% on grocery
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
19.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the Neo World Mastercard worth it?
- It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the Neo World Mastercard?
- The annual fee is No fee. The purchase interest rate is 19.99% and the cash advance rate is —. These are sourced from Neo Financial's official page.
- What rewards does the Neo World Mastercard earn?
- It earns up to 2% on grocery, in cashback. See the full earn-rate breakdown above.
- What income do I need for the Neo World Mastercard?
- Neo Financial lists a minimum personal income of $50,000 or household income of $80,000.
More ways to compare
Official sources
Every figure on this page comes from Neo Financial's own pages. Last checked 2026-06-13.
- Product page: https://www.neofinancial.com/credit-cards/neo-world-mastercard
- Terms & conditions: https://legal.neo.cc/platform-terms-conditions
Cited, never sponsored
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