Head to head
Neo World Elite Mastercard vs Neo World Mastercard
Fees, rates, rewards, and welcome offers side by side. Every figure links to the issuer's own page.
| Issuer | Neo Financial | Neo Financial |
| Network | Mastercard World Elite | Mastercard World |
| Annual fee | $149 | No fee |
| Purchase APR | 19.99% | 19.99% |
| Cash advance APR | — | — |
| FX fee | n/a | n/a |
| Welcome (est. value) | n/a | n/a |
| Top earn rate | 5% grocery | 2% grocery |
| Lounge visits | n/a | n/a |
| Min. income | $80,000 | $50,000 |
Frequently asked
- Is the Neo World Elite Mastercard or the Neo World Mastercard better?
- Neither is universally better. The Neo World Elite Mastercard charges a $149 annual fee at 19.99% purchase APR, while the Neo World Mastercard charges No fee at 19.99%. The right pick depends on how you spend and whether you carry a balance. Confirm all details on each issuer's page before applying.
- Where do these numbers come from?
- Every fee, rate, and offer here is pulled from the card issuer's own product and application pages, never an affiliate feed. Rates and offers change, so always verify on the official issuer page before you apply.
- Is this financial advice?
- No. This is an educational comparison to help you weigh two cards. It is not financial advice.
Decide with confidence
Cited, never sponsored
Still torn between the two?
Tell us how you spend and the finder will pick the better fit, or see more matchups.