RBC ION Visa
VISATravel points & miles
RBC ION Visa
7.4Canada Cards ScoreVery goodWelcome bonus
~$140
Get 7,000 Avion points upon approval - that's $50 of value in gift cards
Why get this card
- ✓No annual fee
- ✓Earn 1.5x on groceries gas rideshare streaming
Pros
- +No annual fee
Cons
No notable downsides captured.
Earn rates
- groceries_gas_rideshare_streaming1.5x
1.5X Avion points per $1 on groceries, gas, rideshare, streaming and more
- all_purchases1x
1 Avion point per $1 on all other purchases
Welcome offer
Get 7,000 Avion points upon approval - that's $50 of value in gift cards
- Est. cash value
- ~$140
- Bonus points
- 7,000
- Minimum spend
- —
- Spend window
- —
- Offer ends
- —
7,000 Avion points on approval
Is this a record high? See the bonus history →Fees
- Annual fee
- No fee
- Additional card
- No fee
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 2
- purchase security
- extended warranty
Redemption & eligibility
- Reward currency
- Avion points
- Redemption options
- gift cards, merchandise
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
7.4Very good- Everyday earn rateWeight 30
1.5x on groceries_gas_rideshare_streaming (≈3.0¢/$)
- Welcome valueWeight 25
~$140 estimated
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
2 insurance coverages
- Interest costWeight 10
20.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the RBC ION Visa worth it?
- It carries a No fee annual fee and a welcome offer worth about $140, for an estimated first-year value of +$140. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the RBC ION Visa?
- The annual fee is No fee. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
- What rewards does the RBC ION Visa earn?
- It earns up to 1.5x on groceries gas rideshare streaming, in Avion points. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.
- Product page: https://www.rbcroyalbank.com/credit-cards/rewards/rbc-ion-visa.html
- Application: https://apps.royalbank.com/apps/IAO/apply/cardapp?pid1=ion&ASC=3D2046
- Rewards program: https://www.avionrewards.com/
Cited, never sponsored
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