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More Rewards RBC Visa
VISANo annual fee rewards
More Rewards RBC Visa
7.9Canada Cards ScoreVery goodWelcome bonus
~$200
Welcome More Rewards points 20,000
Annual fee No feePurchase APR 20.99%1st-year value +$200Verified 2026-06-13
Apply on RBC Royal Bank →Why get this card
- ✓No annual fee
- ✓Earn 5x on grocery pharmacy partners
Pros
- +No annual fee
- +Strong 5x earn on grocery_pharmacy_partners
Cons
No notable downsides captured.
Earn rates
- grocery_pharmacy_partners5x
5 points per $1 at over 700 grocery, pharmacy and partner locations
- gas_ev_dining5x
5 points per $1 on gas, EV charging and dining
- all_purchases3x
3 points per $1 on all other purchases
Welcome offer
Welcome More Rewards points 20,000
- Est. cash value
- ~$200
- Bonus points
- 20,000
- Minimum spend
- —
- Spend window
- —
- Offer ends
- —
20,000 welcome More Rewards points
Is this a record high? See the bonus history →Fees
- Annual fee
- No fee
- Additional card
- No fee
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 2
- purchase security
- extended warranty
Redemption & eligibility
- Reward currency
- More Rewards points
- Redemption options
- merchandise, travel, gift cards, groceries
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
7.9Very good- Everyday earn rateWeight 30
5x on grocery_pharmacy_partners (≈5.0¢/$)
- Welcome valueWeight 25
~$200 estimated
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
2 insurance coverages
- Interest costWeight 10
20.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the More Rewards RBC Visa worth it?
- It carries a No fee annual fee and a welcome offer worth about $200, for an estimated first-year value of +$200. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the More Rewards RBC Visa?
- The annual fee is No fee. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
- What rewards does the More Rewards RBC Visa earn?
- It earns up to 5x on grocery pharmacy partners, in More Rewards points. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.
- Product page: https://www.rbcroyalbank.com/credit-cards/rewards/more-rewards-rbc-visa.html
- Application: https://apps.royalbank.com/apps/IAO/apply/cardapp?pid1=more&ASC=3D2068
- Rewards program: https://www.morerewards.ca/
Cited, never sponsored
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