More Rewards RBC Visa Infinite
VISANo annual fee rewards
More Rewards RBC Visa Infinite
8.0Canada Cards ScoreExcellentWelcome bonus
~$200
Welcome More Rewards points 20,000
Why get this card
- ✓No annual fee
- ✓Earn 8x on grocery pharmacy partners
Pros
- +No annual fee
- +Strong 8x earn on grocery_pharmacy_partners
Cons
- -Needs $60,000 minimum income
Earn rates
- grocery_pharmacy_partners8x
8 points per $1 at over 700 partner locations
- gas_ev_dining8x
8 points per $1 on gas, EV charging and dining
- all_purchases4x
4 points per $1 on all other purchases
Welcome offer
Welcome More Rewards points 20,000
- Est. cash value
- ~$200
- Bonus points
- 20,000
- Minimum spend
- —
- Spend window
- —
- Offer ends
- —
20,000 welcome More Rewards points
Is this a record high? See the bonus history →Fees
- Annual fee
- No fee
- Additional card
- No fee
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 3
- travel insurance
- purchase security
- extended warranty
Redemption & eligibility
- Reward currency
- More Rewards points
- Redemption options
- merchandise, travel, gift cards, groceries
- Transfer partners
- —
- Min. personal income
- $60,000
- Min. household income
- $100,000
A minimum personal income of $60,000 or a minimum household income of $100,000 is required for this card.
How we scored it
8.0Excellent- Everyday earn rateWeight 30
8x on grocery_pharmacy_partners (≈8.0¢/$)
- Welcome valueWeight 25
~$200 estimated
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
3 insurance coverages
- Interest costWeight 10
20.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the More Rewards RBC Visa Infinite worth it?
- It carries a No fee annual fee and a welcome offer worth about $200, for an estimated first-year value of +$200. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the More Rewards RBC Visa Infinite?
- The annual fee is No fee. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
- What rewards does the More Rewards RBC Visa Infinite earn?
- It earns up to 8x on grocery pharmacy partners, in More Rewards points. See the full earn-rate breakdown above.
- What income do I need for the More Rewards RBC Visa Infinite?
- RBC Royal Bank lists a minimum personal income of $60,000 or household income of $100,000.
More ways to compare
Official sources
Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.
Cited, never sponsored
Is this the right card for you?
See how it stacks up, or let the finder match you to the cards built for how you spend.