Skip to content
RBC Royal BankGold
••••••••••••3128

RBC U.S. Dollar Visa Gold

VISA

Travel points & miles

RBC U.S. Dollar Visa Gold

6.8Canada Cards ScoreGood

Offer available

Annual fee $65Purchase APR 20.99%Verified 2026-06-13
Apply on RBC Royal Bank

Why get this card

  • Earn 1x on all purchases

Pros

No standout upsides captured.

Cons

  • -$65 annual fee

Earn rates

  • all_purchases1x

    1 Avion point per U.S. $1 on qualifying purchases

Welcome offer

Offer available

Bonus points
Minimum spend
Spend window
Offer ends

Fees

Annual fee
$65
Additional card
$30
Foreign transaction fee

Annual fee $65 USD; Additional card $30 USD

Interest rates

Purchase APR
20.99%
Cash advance APR
22.99%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
Insurance coverages
1
  • travel insurance

Redemption & eligibility

Reward currency
Avion points
Redemption options
gift cards, merchandise, pay with points, travel
Transfer partners
Min. personal income
Min. household income

How we scored it

6.8Good
  • Everyday earn rateWeight 30

    1x on all_purchases (≈2.0¢/$)

  • Welcome valueWeight 25

    No current welcome offer

  • Annual-fee valueWeight 20

    $65 annual fee

  • Benefits depthWeight 15

    1 insurance coverages

  • Interest costWeight 10

    20.99% purchase APR

Our editorial rating, computed only from sourced figures. See the full methodology.

Compare with similar cards

Learn before you apply

Frequently asked

Is the RBC U.S. Dollar Visa Gold worth it?
It carries a $65 annual fee. Earn 1x on all purchases. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the RBC U.S. Dollar Visa Gold?
The annual fee is $65. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
What rewards does the RBC U.S. Dollar Visa Gold earn?
It earns up to 1x on all purchases, in Avion points. See the full earn-rate breakdown above.

More ways to compare

Official sources

Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.

Cited, never sponsored

Is this the right card for you?

See how it stacks up, or let the finder match you to the cards built for how you spend.