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RBC U.S. Dollar Visa Gold
VISATravel points & miles
RBC U.S. Dollar Visa Gold
6.8Canada Cards ScoreGoodOffer available
Annual fee $65Purchase APR 20.99%Verified 2026-06-13
Apply on RBC Royal Bank →Why get this card
- ✓Earn 1x on all purchases
Pros
No standout upsides captured.
Cons
- -$65 annual fee
Earn rates
- all_purchases1x
1 Avion point per U.S. $1 on qualifying purchases
Welcome offer
Offer available
- Bonus points
- —
- Minimum spend
- —
- Spend window
- —
- Offer ends
- —
Fees
- Annual fee
- $65
- Additional card
- $30
- Foreign transaction fee
- —
Annual fee $65 USD; Additional card $30 USD
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 1
- travel insurance
Redemption & eligibility
- Reward currency
- Avion points
- Redemption options
- gift cards, merchandise, pay with points, travel
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
6.8Good- Everyday earn rateWeight 30
1x on all_purchases (≈2.0¢/$)
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
$65 annual fee
- Benefits depthWeight 15
1 insurance coverages
- Interest costWeight 10
20.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the RBC U.S. Dollar Visa Gold worth it?
- It carries a $65 annual fee. Earn 1x on all purchases. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the RBC U.S. Dollar Visa Gold?
- The annual fee is $65. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
- What rewards does the RBC U.S. Dollar Visa Gold earn?
- It earns up to 1x on all purchases, in Avion points. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.
Cited, never sponsored
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