RBC Avion Visa Infinite Privilege
VISATravel points & miles
RBC Avion Visa Infinite Privilege
7.9Canada Cards ScoreVery goodWelcome bonus
~$2000
Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 45,000 one-time anniversary bonus points
Why get this card
- ✓Big welcome bonus worth ~$2000
- ✓Bonus covers 5× the annual fee
- ✓Earn 1.25x on all purchases
Pros
- +Big welcome bonus worth about $2000
Cons
- -Steep $399 annual fee
- -Needs $200,000 minimum income
Earn rates
- all_purchases1.25x
per $1 CAD on qualifying purchases
Welcome offer
Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 45,000 one-time anniversary bonus points
- Est. cash value
- ~$2000
- Bonus points
- 100,000
- Minimum spend
- $5,000
- Spend window
- 180 days
- Offer ends
- —
35,000 on approval + 20,000 after $5,000 spend in 6 months + 45,000 anniversary bonus
Is this a record high? See the bonus history →Fees
- Annual fee
- $399
- Additional card
- $99
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 3
- travel insurance
- purchase security
- extended warranty
Redemption & eligibility
- Reward currency
- Avion points
- Redemption options
- travel, gift cards, merchandise, pay with points
- Transfer partners
- —
- Min. personal income
- $200,000
- Min. household income
- $200,000
A minimum personal income of $200,000 or a minimum household income of $200,000 is required for this card.
How we scored it
7.9Very good- Everyday earn rateWeight 30
1.25x on all_purchases (≈2.5¢/$)
- Welcome valueWeight 25
~$2000 estimated
- Annual-fee valueWeight 20
$399 annual fee
- Benefits depthWeight 15
3 insurance coverages
- Interest costWeight 10
20.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the RBC Avion Visa Infinite Privilege worth it?
- It carries a $399 annual fee and a welcome offer worth about $2000, for an estimated first-year value of +$1601. Big welcome bonus worth ~$2000. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the RBC Avion Visa Infinite Privilege?
- The annual fee is $399. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
- What rewards does the RBC Avion Visa Infinite Privilege earn?
- It earns up to 1.25x on all purchases, in Avion points. See the full earn-rate breakdown above.
- What income do I need for the RBC Avion Visa Infinite Privilege?
- RBC Royal Bank lists a minimum personal income of $200,000 or household income of $200,000.
More ways to compare
Official sources
Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.
Cited, never sponsored
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