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RBC Visa Business
VISAFor business spending
RBC Visa Business
6.3Canada Cards ScoreGoodAnnual fee $12Purchase APR 19.99%Verified 2026-06-13
Pros
No standout upsides captured.
Cons
- -$12 annual fee
- -No published earn rate
- -No insurance coverages captured
Earn rates
No earn rates captured.
Welcome offer
No welcome offer captured.
Fees
- Annual fee
- $12
- Additional card
- $12
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 19.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- —
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
6.3Good- Everyday earn rateWeight 30
No published earn rate
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
$12 annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
19.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the RBC Visa Business worth it?
- It carries a $12 annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the RBC Visa Business?
- The annual fee is $12. The purchase interest rate is 19.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
- What rewards does the RBC Visa Business earn?
- This card does not focus on rewards; see its fees and rates above.
More ways to compare
Official sources
Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.
Cited, never sponsored
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