RBC Business Cash Back Mastercard
MASTERCARDFor business spending
RBC Business Cash Back Mastercard
6.9Canada Cards ScoreGood2% cash back on purchases in the first three months
Why get this card
- ✓No annual fee
- ✓Earn 2% on all purchases intro
Pros
- +No annual fee
Cons
- -No insurance coverages captured
Earn rates
- all_purchases1%
1% cash back on net purchases after the first three months
- all_purchases_intro2%
2% cash back in the first three months; combined cash back capped at $650 per annual period
Welcome offer
2% cash back on purchases in the first three months
- Bonus points
- —
- Minimum spend
- —
- Spend window
- 90 days
- Offer ends
- —
Earn an additional 1% cash back (2% total) on net purchases for the first 3 full monthly statement periods, up to a maximum combined cash back of $650 per annual period.
Fees
- Annual fee
- No fee
- Additional card
- No fee
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 19.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- Cash Back
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
6.9Good- Everyday earn rateWeight 30
2% on all_purchases_intro
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
19.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the RBC Business Cash Back Mastercard worth it?
- It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the RBC Business Cash Back Mastercard?
- The annual fee is No fee. The purchase interest rate is 19.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
- What rewards does the RBC Business Cash Back Mastercard earn?
- It earns up to 2% on all purchases intro, in Cash Back. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.
Cited, never sponsored
Is this the right card for you?
See how it stacks up, or let the finder match you to the cards built for how you spend.