WestJet RBC World Elite Mastercard
MASTERCARDTravel points & miles
WestJet RBC World Elite Mastercard
7.2Canada Cards ScoreVery goodWelcome bonus
~$450
Get up to 45,000 WestJet points, a value of up to $450 off travel
Why get this card
- ✓Big welcome bonus worth ~$450
- ✓Bonus covers 3× the annual fee
- ✓Earn 2x on westjet purchases
Pros
- +Big welcome bonus worth about $450
Cons
- -Steep $139 annual fee
- -Needs $80,000 minimum income
Earn rates
- westjet_purchases2x
2 points per $1 on WestJet flights, WestJet Vacations and Sunwing Vacations
- groceries_transportation2x
2 points per $1 at grocery stores and on transportation (gas, EV charging, public transit, rideshare)
- all_purchases1.5x
1.5 points per $1 on all other everyday purchases
Welcome offer
Get up to 45,000 WestJet points, a value of up to $450 off travel
- Est. cash value
- ~$450
- Bonus points
- 45,000
- Minimum spend
- —
- Spend window
- —
- Offer ends
- —
Up to 45,000 WestJet points welcome bonus
Is this a record high? See the bonus history →Fees
- Annual fee
- $139
- Additional card
- $59
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 1
- comprehensive travel insurance
Redemption & eligibility
- Reward currency
- WestJet points
- Redemption options
- flights, vacation packages
- Transfer partners
- —
- Min. personal income
- $80,000
- Min. household income
- $150,000
This card requires a minimum personal income of $80,000 or a minimum household income of $150,000.
How we scored it
7.2Very good- Everyday earn rateWeight 30
2x on westjet_purchases (≈2.0¢/$)
- Welcome valueWeight 25
~$450 estimated
- Annual-fee valueWeight 20
$139 annual fee
- Benefits depthWeight 15
1 insurance coverages
- Interest costWeight 10
20.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the WestJet RBC World Elite Mastercard worth it?
- It carries a $139 annual fee and a welcome offer worth about $450, for an estimated first-year value of +$311. Big welcome bonus worth ~$450. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the WestJet RBC World Elite Mastercard?
- The annual fee is $139. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
- What rewards does the WestJet RBC World Elite Mastercard earn?
- It earns up to 2x on westjet purchases, in WestJet points. See the full earn-rate breakdown above.
- What income do I need for the WestJet RBC World Elite Mastercard?
- RBC Royal Bank lists a minimum personal income of $80,000 or household income of $150,000.
More ways to compare
Official sources
Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.
Cited, never sponsored
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