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Scotiabank Passport Visa Infinite Card

VISA

Great for travel abroad

Scotiabank Passport Visa Infinite Card

8.1Canada Cards ScoreExcellent

Welcome bonus

~$500

Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months

Annual fee $150Purchase APR 20.99%1st-year value +$350Verified 2026-06-13
Apply on Scotiabank

Why get this card

  • Big welcome bonus worth ~$500
  • Bonus covers 3× the annual fee
  • Earn 3x on grocery (sobeys/empire banners), dining, entertainment, daily transit
  • No foreign transaction fees

Pros

  • +Big welcome bonus worth about $500
  • +Strong 3x earn on grocery (sobeys/empire banners), dining, entertainment, daily transit
  • +No foreign transaction fee
  • +6 airport lounge visits included

Cons

  • -Steep $150 annual fee
  • -Needs $60,000 minimum income

Earn rates

  • grocery (Sobeys/Empire banners), dining, entertainment, daily transit3x

    3 points per $1 at select grocery; first $50,000 annually

  • other grocery, dining, entertainment, daily transit2x

    first $50,000 in eligible categories annually

  • all other purchases1x
  • Scene+ Travel hotels and car rentals3x

    booked through Scene+ Travel

Welcome offer

Earn up to 40,000 bonus Scene+ points + 10,000 in first 6 months

Est. cash value
~$500
Bonus points
50,000
Minimum spend
$12,000
Spend window
180 days
Offer ends

Earn 40,000 bonus Scene+ points by spending $2,000 in everyday eligible purchases in first 3 months, plus 10,000 bonus Scene+ points by spending $10,000 in first 6 months.

Is this a record high? See the bonus history →

Fees

Annual fee
$150
Additional card
$50
Foreign transaction fee
None

First additional card $0, $50 each additional thereafter; no foreign transaction (FX) markup on foreign currency purchases

Interest rates

Purchase APR
20.99%
Cash advance APR
22.99%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
6 visits (Visa Airport Companion (Priority Pass))
Insurance coverages
8
  • Travel Emergency Medical Insurance
  • Flight Delay Insurance
  • Delayed & Lost Luggage Insurance
  • Common Carrier Travel Accident Insurance
  • Hotel/Motel Burglary Insurance
  • Rental Car Collision/Loss Damage Insurance
  • Mobile Device Insurance
  • Creditor Insurance

Redemption & eligibility

Reward currency
Scene+
Redemption options
Transfer partners
Min. personal income
$60,000
Min. household income
$100,000

Minimum income of $60,000-$80,000 or more per year, a minimum household income of $100,000-$150,000 or more, or a minimum of $250,000-$300,000 or more assets under management.

How we scored it

8.1Excellent
  • Everyday earn rateWeight 30

    3x on grocery (Sobeys/Empire banners), dining, entertainment, daily transit (≈3.0¢/$)

  • Welcome valueWeight 25

    ~$500 estimated

  • Annual-fee valueWeight 20

    $150 annual fee

  • Benefits depthWeight 15

    8 insurance coverages, 6 lounge visits, no FX fee

  • Interest costWeight 10

    20.99% purchase APR

Our editorial rating, computed only from sourced figures. See the full methodology.

Compare with similar cards

Learn before you apply

Frequently asked

Is the Scotiabank Passport Visa Infinite Card worth it?
It carries a $150 annual fee and a welcome offer worth about $500, for an estimated first-year value of +$350. Big welcome bonus worth ~$500. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the Scotiabank Passport Visa Infinite Card?
The annual fee is $150. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from Scotiabank's official page.
What rewards does the Scotiabank Passport Visa Infinite Card earn?
It earns up to 3x on grocery (sobeys/empire banners), dining, entertainment, daily transit, in Scene+. See the full earn-rate breakdown above.
What income do I need for the Scotiabank Passport Visa Infinite Card?
Scotiabank lists a minimum personal income of $60,000 or household income of $100,000.
Does the Scotiabank Passport Visa Infinite Card charge foreign transaction fees?
Yes, it charges a 0% foreign transaction fee on purchases made outside Canada. See no-foreign-transaction-fee cards if you travel or shop internationally.

More ways to compare

Official sources

Every figure on this page comes from Scotiabank's own pages. Last checked 2026-06-13.

Cited, never sponsored

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