Scotiabank Passport Visa Infinite Business Card
VISAFor business spending
Scotiabank Passport Visa Infinite Business Card
6.0Canada Cards ScoreGoodWelcome bonus
40,000 pts
Earn up to $2,600 in first year savings and reward value, including up to 40,000 bonus Scene+ points
Why get this card
- ✓Earn 1.5x on general
- ✓No foreign transaction fees
- ✓6 airport lounge visits
Pros
- +No foreign transaction fee
- +6 airport lounge visits included
Cons
- -Steep $199 annual fee
- -No insurance coverages captured
Earn rates
- general1.5x
1.5X Scene+ points for every $1 spent on business purchases
Welcome offer
Earn up to $2,600 in first year savings and reward value, including up to 40,000 bonus Scene+ points
- Bonus points
- 40,000
- Minimum spend
- —
- Spend window
- —
- Offer ends
- —
Up to $2,600 in first year savings and reward value, including up to 40,000 bonus Scene+ points.
Is this a record high? See the bonus history →Fees
- Annual fee
- $199
- Additional card
- $50
- Foreign transaction fee
- None
$199/year; $0/year for secondary card, $50/year on each additional card; no foreign transaction fee
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- 6 visits (Visa Airport Companion Program)
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- Scene+ points
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
Minimum credit limit $10,000; up to $150,000 unsecured.
How we scored it
6.0Good- Everyday earn rateWeight 30
1.5x on general
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
$199 annual fee
- Benefits depthWeight 15
0 insurance coverages, 6 lounge visits, no FX fee
- Interest costWeight 10
20.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the Scotiabank Passport Visa Infinite Business Card worth it?
- It carries a $199 annual fee. Earn 1.5x on general. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the Scotiabank Passport Visa Infinite Business Card?
- The annual fee is $199. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from Scotiabank's official page.
- What rewards does the Scotiabank Passport Visa Infinite Business Card earn?
- It earns up to 1.5x on general, in Scene+ points. See the full earn-rate breakdown above.
- Does the Scotiabank Passport Visa Infinite Business Card charge foreign transaction fees?
- Yes, it charges a 0% foreign transaction fee on purchases made outside Canada. See no-foreign-transaction-fee cards if you travel or shop internationally.
More ways to compare
Official sources
Every figure on this page comes from Scotiabank's own pages. Last checked 2026-06-13.
- Product page: https://www.scotiabank.com/ca/en/business-banking/banking-solutions/credit-cards/scotiabank-passport-visa-infinite-business-card.html
- Application: https://www.appssc.scotiabank.com/?product=ScotiaPassportVisaInfiniteforbusiness&flow=credit
- Rewards program: https://www.scotiabank.com/ca/en/personal/programs-services/sceneplus-rewards.html
Cited, never sponsored
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