Tangerine Rewards World Elite Mastercard
MASTERCARDEveryday rewards
Tangerine Rewards World Elite Mastercard
7.1Canada Cards ScoreVery goodWelcome bonus
~$300
Get a hold of your rewards with up to $600 in value; earn 30,000 bonus Scene+ points
Why get this card
- ✓Big welcome bonus worth ~$300
- ✓Bonus covers 2× the annual fee
- ✓Earn 1.5x on 3 accelerator categories of your choice (switchable every 90 days)
- ✓4 airport lounge visits
Pros
- +Big welcome bonus worth about $300
- +4 airport lounge visits included
Cons
- -Steep $120 annual fee
- -Needs $80,000 minimum income
Earn rates
- 3 accelerator categories of your choice (switchable every 90 days)1.5x
1.5x Scene+ points; choose from 13 categories incl. grocery, restaurants, gas, entertainment, travel
- All other purchases1x
1 Scene+ point per $1
Welcome offer
Get a hold of your rewards with up to $600 in value; earn 30,000 bonus Scene+ points
- Est. cash value
- ~$300
- Bonus points
- 30,000
- Minimum spend
- $3,000
- Spend window
- 90 days
- Offer ends
- 2026-10-30
30,000 bonus Scene+ points ($300 value) for new account holders who spend $3,000 in Net Purchases within the first 90 days (apply by October 30, 2026). Plus 10,000 Scene+ points ($100) when you spend $30,000 annually.
Is this a record high? See the bonus history →Fees
- Annual fee
- $120
- Additional card
- —
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 20.95%
- Cash advance APR
- 22.95%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- 4 visits (Mastercard Travel Pass (DragonPass))
- Insurance coverages
- 3
- Travel Emergency Medical Insurance (up to $5 million, first 15 days, under age 65)
- Trip Cancellation/Interruption Insurance
- Purchase Assurance and Extended Warranty
Redemption & eligibility
- Reward currency
- Scene+
- Redemption options
- 100 Scene+ Points = $1 for in-person redemptions, Travel (flights, hotels, car rentals), Groceries, dining, entertainment, fuel, Points for Credit, Apply Points to Travel
- Transfer partners
- —
- Min. personal income
- $80,000
- Min. household income
- $150,000
An Individual Income of $80,000 OR Household Income of $150,000 OR Assets Under Management of $400,000.
How we scored it
7.1Very good- Everyday earn rateWeight 30
1.5x on 3 accelerator categories of your choice (switchable every 90 days) (≈1.5¢/$)
- Welcome valueWeight 25
~$300 estimated
- Annual-fee valueWeight 20
$120 annual fee
- Benefits depthWeight 15
3 insurance coverages, 4 lounge visits
- Interest costWeight 10
20.95% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the Tangerine Rewards World Elite Mastercard worth it?
- It carries a $120 annual fee and a welcome offer worth about $300, for an estimated first-year value of +$180. Big welcome bonus worth ~$300. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the Tangerine Rewards World Elite Mastercard?
- The annual fee is $120. The purchase interest rate is 20.95% and the cash advance rate is 22.95%. These are sourced from Tangerine's official page.
- What rewards does the Tangerine Rewards World Elite Mastercard earn?
- It earns up to 1.5x on 3 accelerator categories of your choice (switchable every 90 days), in Scene+. See the full earn-rate breakdown above.
- What income do I need for the Tangerine Rewards World Elite Mastercard?
- Tangerine lists a minimum personal income of $80,000 or household income of $150,000.
- When does the Tangerine Rewards World Elite Mastercard welcome offer expire?
- The current welcome offer expires 2026-10-30. Check the issuer's page to confirm it is still available before applying.
More ways to compare
Official sources
Every figure on this page comes from Tangerine's own pages. Last checked 2026-06-13.
Cited, never sponsored
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