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TD Canada Trust
••••••••••••8666

TD Aeroplan Visa Business Card

VISA

For business spending

TD Aeroplan Visa Business Card

8.6Canada Cards ScoreExcellent

Welcome bonus

~$1260

Up to $1,900 in value including up to 60,000 Aeroplan points and first-year annual fee rebate

Annual fee $149Purchase APR 14.99%1st-year value +$1111Verified 2026-06-13

Why get this card

  • Big welcome bonus worth ~$1260
  • Bonus covers 8× the annual fee
  • Earn 2x on air canada

Pros

  • +Big welcome bonus worth about $1260

Cons

  • -Steep $149 annual fee
  • -No insurance coverages captured

Earn rates

  • air_canada2x

    2 Aeroplan points per $1 on Air Canada purchases

  • travel_transit_dining_shipping_internet_cable_phone_ev1.5x

    1.5 Aeroplan points per $1 on travel & transit (excluding Air Canada), dining, shipping, internet, cable, phone services and electric vehicle charging

  • all_other_purchases1x

    1 Aeroplan point per $1 on all other business purchases

Welcome offer

Up to $1,900 in value including up to 60,000 Aeroplan points and first-year annual fee rebate

Est. cash value
~$1260
Bonus points
60,000
Minimum spend
Spend window
Offer ends

Up to 60,000 Aeroplan points plus a first-year annual fee rebate for the primary business cardholder and first two additional cardholders. Includes a welcome bonus of 10,000 Aeroplan points after the primary business cardholder's first purchase. Offer effective as of March 2, 2026.

Is this a record high? See the bonus history →

Fees

Annual fee
$149
Additional card
$49
Foreign transaction fee

Interest rates

Purchase APR
14.99%
Cash advance APR
22.99%
Balance transfer APR
Grace period
Rate effective date
2026-03-02

Benefits & insurance

Lounge access
Air Canada Maple Leaf Lounge
Insurance coverages

Redemption & eligibility

Reward currency
Aeroplan points
Redemption options
Transfer partners
Min. personal income
Min. household income

How we scored it

8.6Excellent
  • Everyday earn rateWeight 30

    2x on air_canada (≈4.2¢/$)

  • Welcome valueWeight 25

    ~$1260 estimated

  • Annual-fee valueWeight 20

    $149 annual fee

  • Benefits depthWeight 15

    0 insurance coverages

  • Interest costWeight 10

    14.99% purchase APR

Our editorial rating, computed only from sourced figures. See the full methodology.

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Learn before you apply

Frequently asked

Is the TD Aeroplan Visa Business Card worth it?
It carries a $149 annual fee and a welcome offer worth about $1260, for an estimated first-year value of +$1111. Big welcome bonus worth ~$1260. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the TD Aeroplan Visa Business Card?
The annual fee is $149. The purchase interest rate is 14.99% and the cash advance rate is 22.99%. These are sourced from TD Canada Trust's official page.
What rewards does the TD Aeroplan Visa Business Card earn?
It earns up to 2x on air canada, in Aeroplan points. See the full earn-rate breakdown above.

More ways to compare

Official sources

Every figure on this page comes from TD Canada Trust's own pages. Last checked 2026-06-13.

Cited, never sponsored

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