TD Business Cash Back Visa Card
VISAFor business spending
TD Business Cash Back Visa Card
6.9Canada Cards ScoreGoodWhy get this card
- ✓No annual fee
- ✓Earn 2% on gas ev charging
Pros
- +No annual fee
Cons
- -No insurance coverages captured
Earn rates
- gas_ev_charging2%
2% cash back on gas and electric vehicle charging purchases (up to $15,000 annual cap)
- public_transit2%
2% cash back on public transit purchases (up to $15,000 annual cap)
- office_supplies2%
2% cash back on office supply purchases (up to $15,000 annual cap)
- pap_streaming_digital_gaming_media2%
2% cash back on PAP and streaming, digital gaming & media purchases (up to $15,000 annual cap)
- all_other_purchases0.5%
0.5% cash back on all other purchases (standard rebate)
Welcome offer
No welcome offer captured.
Fees
- Annual fee
- No fee
- Additional card
- No fee
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 19.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- 2025-04-30
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- Cash Back Dollars
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
6.9Good- Everyday earn rateWeight 30
2% on gas_ev_charging
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
19.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the TD Business Cash Back Visa Card worth it?
- It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the TD Business Cash Back Visa Card?
- The annual fee is No fee. The purchase interest rate is 19.99% and the cash advance rate is 22.99%. These are sourced from TD Canada Trust's official page.
- What rewards does the TD Business Cash Back Visa Card earn?
- It earns up to 2% on gas ev charging, in Cash Back Dollars. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from TD Canada Trust's own pages. Last checked 2026-06-13.
Cited, never sponsored
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