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TD® Aeroplan® Visa Platinum* Card
VISATravel points & miles
TD® Aeroplan® Visa Platinum* Card
7.1Canada Cards ScoreVery goodWelcome bonus
~$420
Welcome bonus up to 20,000 Aeroplan points
Annual fee $89Purchase APR 21.99%1st-year value +$331Verified 2026-06-13
Apply on TD Canada Trust →Why get this card
- ✓Big welcome bonus worth ~$420
- ✓Bonus covers 4× the annual fee
- ✓Earn 1x on gas, grocery, and air canada purchases
Pros
- +Big welcome bonus worth about $420
Cons
- -$89 annual fee
- -High 21.99% purchase interest rate
- -No insurance coverages captured
Earn rates
- Gas, grocery, and Air Canada purchases1x
per $1 spent
- All other purchases1x
per $1 spent
Welcome offer
Welcome bonus up to 20,000 Aeroplan points
- Est. cash value
- ~$420
- Bonus points
- 20,000
- Minimum spend
- $1,500
- Spend window
- 90 days
- Offer ends
- —
10,000 points on first Purchase; additional 10,000 points when you spend $1,500 within 90 days of Account opening.
Is this a record high? See the bonus history →Fees
- Annual fee
- $89
- Additional card
- —
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 21.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- Aeroplan points
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
7.1Very good- Everyday earn rateWeight 30
1x on Gas, grocery, and Air Canada purchases (≈2.1¢/$)
- Welcome valueWeight 25
~$420 estimated
- Annual-fee valueWeight 20
$89 annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
21.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the TD® Aeroplan® Visa Platinum* Card worth it?
- It carries a $89 annual fee and a welcome offer worth about $420, for an estimated first-year value of +$331. Big welcome bonus worth ~$420. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the TD® Aeroplan® Visa Platinum* Card?
- The annual fee is $89. The purchase interest rate is 21.99% and the cash advance rate is 22.99%. These are sourced from TD Canada Trust's official page.
- What rewards does the TD® Aeroplan® Visa Platinum* Card earn?
- It earns up to 1x on gas, grocery, and air canada purchases, in Aeroplan points. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from TD Canada Trust's own pages. Last checked 2026-06-13.
Cited, never sponsored
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