Head to head
The Platinum Card® vs RBC Avion Visa Infinite Privilege
Fees, rates, rewards, and welcome offers side by side. Every figure links to the issuer's own page.
| Issuer | American Express | RBC Royal Bank |
| Network | American Express Platinum | Visa Infinite Privilege |
| Annual fee | $799 | $399 |
| Purchase APR | 21.99% | 20.99% |
| Cash advance APR | — | 22.99% |
| FX fee | n/a | n/a |
| Welcome (est. value) | ~$2600 | ~$2000 |
| Top earn rate | 2x Dining & food delivery purchases in Canada | 1.25x all_purchases |
| Lounge visits | n/a | n/a |
| Min. income | n/a | $200,000 |
Frequently asked
- Is the The Platinum Card® or the RBC Avion Visa Infinite Privilege better?
- Neither is universally better. The The Platinum Card® charges a $799 annual fee at 21.99% purchase APR, while the RBC Avion Visa Infinite Privilege charges $399 at 20.99%. The right pick depends on how you spend and whether you carry a balance. Confirm all details on each issuer's page before applying.
- Where do these numbers come from?
- Every fee, rate, and offer here is pulled from the card issuer's own product and application pages, never an affiliate feed. Rates and offers change, so always verify on the official issuer page before you apply.
- Is this financial advice?
- No. This is an educational comparison to help you weigh two cards. It is not financial advice.
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