Head to head
National Bank Platinum Mastercard vs RBC Visa Platinum Avion
Fees, rates, rewards, and welcome offers side by side. Every figure links to the issuer's own page.
| Issuer | National Bank | RBC Royal Bank |
| Network | Mastercard Platinum | Visa Platinum |
| Annual fee | — | $120 |
| Purchase APR | 20.99% | 20.99% |
| Cash advance APR | 22.49% | 22.99% |
| FX fee | n/a | n/a |
| Welcome (est. value) | See offer | ~$1400 |
| Top earn rate | 2x Groceries and restaurants | 1x all_purchases |
| Lounge visits | n/a | n/a |
| Min. income | n/a | n/a |
Frequently asked
- Is the National Bank Platinum Mastercard or the RBC Visa Platinum Avion better?
- Neither is universally better. The National Bank Platinum Mastercard charges a — annual fee at 20.99% purchase APR, while the RBC Visa Platinum Avion charges $120 at 20.99%. The right pick depends on how you spend and whether you carry a balance. Confirm all details on each issuer's page before applying.
- Where do these numbers come from?
- Every fee, rate, and offer here is pulled from the card issuer's own product and application pages, never an affiliate feed. Rates and offers change, so always verify on the official issuer page before you apply.
- Is this financial advice?
- No. This is an educational comparison to help you weigh two cards. It is not financial advice.
Decide with confidence
Cited, never sponsored
Still torn between the two?
Tell us how you spend and the finder will pick the better fit, or see more matchups.