RBC Visa Platinum Avion
VISATravel points & miles
RBC Visa Platinum Avion
7.9Canada Cards ScoreVery goodWelcome bonus
~$1400
Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 15,000 one-time anniversary bonus points
Why get this card
- ✓Big welcome bonus worth ~$1400
- ✓Bonus covers 11× the annual fee
- ✓Earn 1x on all purchases
Pros
- +Big welcome bonus worth about $1400
Cons
- -Steep $120 annual fee
Earn rates
- all_purchases1x
per $1 CAD on qualifying purchases
Welcome offer
Get 35,000 Avion Points on approval, 20,000 bonus points when you spend $5,000 in your first 6 months, plus 15,000 one-time anniversary bonus points
- Est. cash value
- ~$1400
- Bonus points
- 70,000
- Minimum spend
- $5,000
- Spend window
- 180 days
- Offer ends
- —
35,000 on approval + 20,000 after $5,000 spend in 6 months + 15,000 anniversary bonus
Is this a record high? See the bonus history →Fees
- Annual fee
- $120
- Additional card
- $50
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 20.99%
- Cash advance APR
- 22.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 2
- purchase security
- extended warranty
Redemption & eligibility
- Reward currency
- Avion points
- Redemption options
- travel, gift cards, merchandise, pay with points
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
7.9Very good- Everyday earn rateWeight 30
1x on all_purchases (≈2.0¢/$)
- Welcome valueWeight 25
~$1400 estimated
- Annual-fee valueWeight 20
$120 annual fee
- Benefits depthWeight 15
2 insurance coverages
- Interest costWeight 10
20.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the RBC Visa Platinum Avion worth it?
- It carries a $120 annual fee and a welcome offer worth about $1400, for an estimated first-year value of +$1280. Big welcome bonus worth ~$1400. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the RBC Visa Platinum Avion?
- The annual fee is $120. The purchase interest rate is 20.99% and the cash advance rate is 22.99%. These are sourced from RBC Royal Bank's official page.
- What rewards does the RBC Visa Platinum Avion earn?
- It earns up to 1x on all purchases, in Avion points. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from RBC Royal Bank's own pages. Last checked 2026-06-13.
Cited, never sponsored
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