Head to head
RBC Business Cash Back Mastercard vs moi RBC Visa
Fees, rates, rewards, and welcome offers side by side. Every figure links to the issuer's own page.
| Issuer | RBC Royal Bank | RBC Royal Bank |
| Network | Mastercard | Visa Standard |
| Annual fee | No fee | No fee |
| Purchase APR | 19.99% | 20.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | n/a | n/a |
| Welcome (est. value) | See offer | ~$40 |
| Top earn rate | 2% all_purchases_intro | 2x grocery_partners |
| Lounge visits | n/a | n/a |
| Min. income | n/a | n/a |
Frequently asked
- Is the RBC Business Cash Back Mastercard or the moi RBC Visa better?
- Neither is universally better. The RBC Business Cash Back Mastercard charges a No fee annual fee at 19.99% purchase APR, while the moi RBC Visa charges No fee at 20.99%. The right pick depends on how you spend and whether you carry a balance. Confirm all details on each issuer's page before applying.
- Where do these numbers come from?
- Every fee, rate, and offer here is pulled from the card issuer's own product and application pages, never an affiliate feed. Rates and offers change, so always verify on the official issuer page before you apply.
- Is this financial advice?
- No. This is an educational comparison to help you weigh two cards. It is not financial advice.
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