Head to head
Scotiabank Passport Visa Infinite Card vs Wealthsimple Credit Card
Fees, rates, rewards, and welcome offers side by side. Every figure links to the issuer's own page.
| Issuer | Scotiabank | Wealthsimple |
| Network | Visa Infinite | Visa Visa Infinite Privilege |
| Annual fee | $150 | $240 |
| Purchase APR | 20.99% | 20.99% |
| Cash advance APR | 22.99% | 22.99% |
| FX fee | 0% | 0% |
| Welcome (est. value) | ~$500 | n/a |
| Top earn rate | 3x grocery (Sobeys/Empire banners), dining, entertainment, daily transit | 2% all_purchases |
| Lounge visits | 6 | n/a |
| Min. income | $60,000 | n/a |
Frequently asked
- Is the Scotiabank Passport Visa Infinite Card or the Wealthsimple Credit Card better?
- Neither is universally better. The Scotiabank Passport Visa Infinite Card charges a $150 annual fee at 20.99% purchase APR, while the Wealthsimple Credit Card charges $240 at 20.99%. The right pick depends on how you spend and whether you carry a balance. Confirm all details on each issuer's page before applying.
- Where do these numbers come from?
- Every fee, rate, and offer here is pulled from the card issuer's own product and application pages, never an affiliate feed. Rates and offers change, so always verify on the official issuer page before you apply.
- Is this financial advice?
- No. This is an educational comparison to help you weigh two cards. It is not financial advice.
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