Coverage finder
Credit cards with price protection in Canada
Cards that refund the difference when a purchase price drops. 2 cards, ranked by value. Every benefit cites the official issuer page. Updated 2026-07-29.
Price protection reimburses the difference if an item you bought with your card drops in price within a set window (often 60–90 days). Coverage limits and per-claim caps vary by card. Only a handful of Canadian credit cards still offer this benefit, as many issuers have phased it out. The cards below list price protection from the issuer.
- 1
MBNAWorld
MBNA Smart Cash World Mastercard
Everyday rewards
Welcome value
—
No current offer
Earn 5% Cash Back on gas and groceries for the first 6 months
- Annual fee
- $39
- Purchase APR
- 21.99%
6.2Cited · verified 2026-06-17View → - 2
MBNA Rewards World Elite Mastercard
Everyday rewards
Welcome value
30k pts
Earn up to 30,000 bonus MBNA Rewards Points
- Annual fee
- $120
- Purchase APR
- 21.99%
6.1Cited · verified 2026-06-17View →
Frequently asked
- Which Canadian credit cards include price protection?
- We track 2 cards that list price protection. By our value ranking the MBNA Smart Cash World Mastercard from MBNA leads, with a $39 annual fee. Coverage terms vary, so read the issuer's certificate of insurance.
- Is the coverage guaranteed?
- No. Credit card insurance is conditional and governed by a certificate of insurance with limits, exclusions, and eligibility rules. We list which cards advertise the benefit; always confirm the current terms on the issuer's page before relying on it. Nothing here is financial advice.
- How current is this list?
- Benefits are checked against official issuer pages and were last refreshed 2026-07-29.
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