Which Canadian credit cards include hotel burglary insurance?

We track 5 cards that list hotel burglary insurance. By our value ranking the Scotiabank Platinum American Express Card from Scotiabank leads, with a $399 annual fee. Coverage terms vary, so read the issuer's certificate of insurance.

Does hotel burglary insurance cover cash or electronics?

Coverage limits and exclusions vary by card. Typically, there are per-item caps and some categories (like cash) may be excluded entirely. Always read the certificate of insurance for the specific terms. Confirm with the issuer.

Is the coverage guaranteed?

No. Credit card insurance is conditional and governed by a certificate of insurance with limits, exclusions, and eligibility rules. We list which cards advertise the benefit; always confirm the current terms on the issuer's page before relying on it. Nothing here is financial advice.

How current is this list?

Benefits are checked against official issuer pages and were last refreshed 2026-07-29.

Coverage finder

Credit cards with hotel burglary insurance in Canada

Cards that cover theft of personal property from your hotel room. 5 cards, ranked by value. Every benefit cites the official issuer page. Updated 2026-07-29.

Hotel burglary insurance covers loss of personal property from your hotel room due to theft or burglary while you are staying at a hotel paid for with the card. Coverage limits are typically modest (around $2,500). The cards below list hotel burglary coverage from the issuer.

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07-29Last updated

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Frequently asked

Which Canadian credit cards include hotel burglary insurance?: We track 5 cards that list hotel burglary insurance. By our value ranking the Scotiabank Platinum American Express Card from Scotiabank leads, with a $399 annual fee. Coverage terms vary, so read the issuer's certificate of insurance.
Does hotel burglary insurance cover cash or electronics?: Coverage limits and exclusions vary by card. Typically, there are per-item caps and some categories (like cash) may be excluded entirely. Always read the certificate of insurance for the specific terms. Confirm with the issuer.
Is the coverage guaranteed?: No. Credit card insurance is conditional and governed by a certificate of insurance with limits, exclusions, and eligibility rules. We list which cards advertise the benefit; always confirm the current terms on the issuer's page before relying on it. Nothing here is financial advice.
How current is this list?: Benefits are checked against official issuer pages and were last refreshed 2026-07-29.

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Credit cards with hotel burglary insurance in Canada

Scotiabank Platinum American Express Card

Scotiabank Gold American Express Card

Scotiabank Passport Visa Infinite Card

Scotiabank Passport Visa Infinite Privilege Card

Brim World Elite Mastercard

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