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Credit cards with trip cancellation & interruption insurance in Canada

Cards that refund non-refundable travel when plans fall through. 6 cards, ranked by value. Every benefit cites the official issuer page. Updated 2026-06-20.

Certain Canadian credit cards include trip cancellation and interruption insurance, reimbursing non-refundable travel costs when a covered reason forces you to cancel or cut a trip short. Per-person and per-trip limits apply, and only listed covered reasons qualify. The cards below list trip cancellation or interruption coverage.

0Cards found
0%Sourced benefits
06-20Last updated
$0Affiliate bias
  1. 1
    National BankWorld Elite

    National Bank World Elite Mastercard

    Everyday rewards

    Welcome value

    35k pts

    Offer ends Jun 29

    Get up to $1,052 in benefits and rewards for the first year

    Annual fee
    $150
    Purchase APR
    22.49%
    7.9Cited · verified 2026-06-17View →
  2. 2
    BMOWorld Elite

    BMO Ascend World Elite Mastercard

    Everyday rewards

    Welcome value

    No current offer

    Get up to $1,600 in value and the annual fees waived in the first year.

    Annual fee
    $150
    Purchase APR
    21.99%
    7.8Cited · verified 2026-06-13View →
  3. 3
    BrimWorld Elite

    Brim World Elite Mastercard

    Everyday rewards

    Welcome value

    No current offer

    Earn up to $500 in Brim points when you use your Brim Card for the first time at participating merchants

    Annual fee
    $89
    Purchase APR
    7.1Cited · verified 2026-06-17View →
  4. 4
    TangerineWorld Elite

    Tangerine Rewards World Elite Mastercard

    Everyday rewards

    Welcome value

    ~$300

    Offer until Oct 30

    Get a hold of your rewards with up to $600 in value; earn 30,000 bonus Scene+ points

    Annual fee
    $120
    Purchase APR
    20.95%
    7.1Cited · verified 2026-06-13View →
  5. 5
    WealthsimpleInfinite Privilege

    Wealthsimple Credit Card

    Great for travel abroad

    Welcome value

    No current offer

    Annual fee
    $240
    Purchase APR
    20.99%
    7.1Cited · verified 2026-06-13View →
  6. 6
    National BankWorld

    World Mastercard

    Everyday rewards

    Welcome value

    No current offer

    Annual fee
    Purchase APR
    7.1Cited · verified 2026-06-17View →

Frequently asked

Which Canadian credit cards include trip cancellation & interruption insurance?
We track 6 cards that list trip cancellation & interruption insurance. By our value ranking the National Bank World Elite Mastercard from National Bank leads, with a $150 annual fee. Coverage terms vary, so read the issuer's certificate of insurance.
Is the coverage guaranteed?
No. Credit card insurance is conditional and governed by a certificate of insurance with limits, exclusions, and eligibility rules. We list which cards advertise the benefit; always confirm the current terms on the issuer's page before relying on it. Nothing here is financial advice.
How current is this list?
Benefits are checked against official issuer pages and were last refreshed 2026-06-20.

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