Marriott Bonvoy® American Express®* Card
AMERICAN EXPRESSEveryday rewards
Marriott Bonvoy® American Express®* Card
5.9Canada Cards ScoreFairWelcome bonus
70,000 pts
Earn up to 70,000 Marriott Bonvoy points
Why get this card
- ✓Earn 5x on eligible purchases at participating marriott bonvoy hotels
Pros
- +Strong 5x earn on eligible purchases at participating marriott bonvoy hotels
Cons
- -Steep $120 annual fee
- -High 21.99% purchase interest rate
Earn rates
- Eligible purchases at participating Marriott Bonvoy hotels5x
5X points per $1
- Everything else2x
2X points per $1
Welcome offer
Earn up to 70,000 Marriott Bonvoy points
- Bonus points
- 70,000
- Minimum spend
- $3,000
- Spend window
- 90 days
- Offer ends
- —
Earn 60,000 Marriott Bonvoy points after spending $3,000 in the first 3 months, plus 10,000 Marriott Bonvoy points after spending $500 in month 13.
Is this a record high? See the bonus history →Fees
- Annual fee
- $120
- Additional card
- —
- Foreign transaction fee
- —
Interest rates
- Purchase APR
- 21.99%
- Cash advance APR
- 21.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- 1
- Travel insurance coverage
Redemption & eligibility
- Reward currency
- Marriott Bonvoy points
- Redemption options
- Free nights, Hotel stays
- Transfer partners
- Marriott Bonvoy
- Min. personal income
- —
- Min. household income
- —
How we scored it
5.9Fair- Everyday earn rateWeight 30
5x on Eligible purchases at participating Marriott Bonvoy hotels
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
$120 annual fee
- Benefits depthWeight 15
1 insurance coverages
- Interest costWeight 10
21.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Learn before you apply
Frequently asked
- Is the Marriott Bonvoy® American Express®* Card worth it?
- It carries a $120 annual fee. Earn 5x on eligible purchases at participating marriott bonvoy hotels. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the Marriott Bonvoy® American Express®* Card?
- The annual fee is $120. The purchase interest rate is 21.99% and the cash advance rate is 21.99%. These are sourced from American Express's official page.
- What rewards does the Marriott Bonvoy® American Express®* Card earn?
- It earns up to 5x on eligible purchases at participating marriott bonvoy hotels, in Marriott Bonvoy points. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from American Express's own pages. Last checked 2026-06-13.
Cited, never sponsored
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