Marriott Bonvoy Business American Express Card
AMERICAN EXPRESSFor business spending
Marriott Bonvoy Business American Express Card
5.8Canada Cards ScoreFairWelcome bonus
80,000 pts
Earn up to 80,000 Marriott Bonvoy points
Why get this card
- ✓Earn 5x on marriott bonvoy
Pros
- +Strong 5x earn on marriott_bonvoy
Cons
- -Steep $150 annual fee
- -High 21.99% purchase interest rate
- -No insurance coverages captured
Earn rates
- marriott_bonvoy5x
Earn 5 points for every $1 in eligible Card purchases at hotels participating in Marriott Bonvoy.
- card_purchases3x
Earn 3 points per $1 in Card purchases (select categories).
- all_other2x
Earn 2 points per $1 on everything else.
Welcome offer
Earn up to 80,000 Marriott Bonvoy points
- Bonus points
- 80,000
- Minimum spend
- $5,000
- Spend window
- 90 days
- Offer ends
- —
Earn 70,000 Marriott Bonvoy points after you spend $5,000 on your Card within the first 3 months, plus 10,000 points after you spend $1,000 on your Card in month 13, for up to 80,000 points. Current or former Cardmembers with this Card are not eligible.
Is this a record high? See the bonus history →Fees
- Annual fee
- $150
- Additional card
- $50
- Foreign transaction fee
- —
$150 annual fee. Additional Cards $50 annual fee.
Interest rates
- Purchase APR
- 21.99%
- Cash advance APR
- 21.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- Marriott Bonvoy points
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
5.8Fair- Everyday earn rateWeight 30
5x on marriott_bonvoy
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
$150 annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
21.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
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Frequently asked
- Is the Marriott Bonvoy Business American Express Card worth it?
- It carries a $150 annual fee. Earn 5x on marriott bonvoy. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the Marriott Bonvoy Business American Express Card?
- The annual fee is $150. The purchase interest rate is 21.99% and the cash advance rate is 21.99%. These are sourced from American Express's official page.
- What rewards does the Marriott Bonvoy Business American Express Card earn?
- It earns up to 5x on marriott bonvoy, in Marriott Bonvoy points. See the full earn-rate breakdown above.
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Official sources
Every figure on this page comes from American Express's own pages. Last checked 2026-06-13.
Cited, never sponsored
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