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American Express
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Marriott Bonvoy Business American Express Card

AMERICAN EXPRESS

For business spending

Marriott Bonvoy Business American Express Card

5.8Canada Cards ScoreFair

Welcome bonus

80,000 pts

Earn up to 80,000 Marriott Bonvoy points

Annual fee $150Purchase APR 21.99%Verified 2026-06-13

Why get this card

  • Earn 5x on marriott bonvoy

Pros

  • +Strong 5x earn on marriott_bonvoy

Cons

  • -Steep $150 annual fee
  • -High 21.99% purchase interest rate
  • -No insurance coverages captured

Earn rates

  • marriott_bonvoy5x

    Earn 5 points for every $1 in eligible Card purchases at hotels participating in Marriott Bonvoy.

  • card_purchases3x

    Earn 3 points per $1 in Card purchases (select categories).

  • all_other2x

    Earn 2 points per $1 on everything else.

Welcome offer

Earn up to 80,000 Marriott Bonvoy points

Bonus points
80,000
Minimum spend
$5,000
Spend window
90 days
Offer ends

Earn 70,000 Marriott Bonvoy points after you spend $5,000 on your Card within the first 3 months, plus 10,000 points after you spend $1,000 on your Card in month 13, for up to 80,000 points. Current or former Cardmembers with this Card are not eligible.

Is this a record high? See the bonus history →

Fees

Annual fee
$150
Additional card
$50
Foreign transaction fee

$150 annual fee. Additional Cards $50 annual fee.

Interest rates

Purchase APR
21.99%
Cash advance APR
21.99%
Balance transfer APR
Grace period
Rate effective date

Benefits & insurance

Lounge access
Insurance coverages

Redemption & eligibility

Reward currency
Marriott Bonvoy points
Redemption options
Transfer partners
Min. personal income
Min. household income

How we scored it

5.8Fair
  • Everyday earn rateWeight 30

    5x on marriott_bonvoy

  • Welcome valueWeight 25

    No current welcome offer

  • Annual-fee valueWeight 20

    $150 annual fee

  • Benefits depthWeight 15

    0 insurance coverages

  • Interest costWeight 10

    21.99% purchase APR

Our editorial rating, computed only from sourced figures. See the full methodology.

Compare with similar cards

Learn before you apply

Frequently asked

Is the Marriott Bonvoy Business American Express Card worth it?
It carries a $150 annual fee. Earn 5x on marriott bonvoy. Compare it against similar cards below before deciding.
What is the annual fee and interest rate on the Marriott Bonvoy Business American Express Card?
The annual fee is $150. The purchase interest rate is 21.99% and the cash advance rate is 21.99%. These are sourced from American Express's official page.
What rewards does the Marriott Bonvoy Business American Express Card earn?
It earns up to 5x on marriott bonvoy, in Marriott Bonvoy points. See the full earn-rate breakdown above.

More ways to compare

Official sources

Every figure on this page comes from American Express's own pages. Last checked 2026-06-13.

Cited, never sponsored

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