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BMO Ascend Business Mastercard
MASTERCARDFor business spending
BMO Ascend Business Mastercard
6.5Canada Cards ScoreGoodWelcome bonus
25,000 pts
Earn 25,000 BMO Rewards points when you spend $3,000 in the first 110 days
Annual fee No feePurchase APR 18.99%Verified 2026-06-13
Why get this card
- ✓No annual fee
- ✓Earn 0x on general
Pros
- +No annual fee
Cons
- -Modest base earn rate
- -No insurance coverages captured
Earn rates
- general0x
Welcome offer
Earn 25,000 BMO Rewards points when you spend $3,000 in the first 110 days
- Bonus points
- 25,000
- Minimum spend
- $3,000
- Spend window
- 110 days
- Offer ends
- —
Earn 25,000 BMO Rewards points when you spend $3,000 in the first 110 days.
Is this a record high? See the bonus history →Fees
- Annual fee
- No fee
- Additional card
- —
- Foreign transaction fee
- —
No annual fee
Interest rates
- Purchase APR
- 18.99%
- Cash advance APR
- 23.99%
- Balance transfer APR
- —
- Grace period
- —
- Rate effective date
- —
Benefits & insurance
- Lounge access
- —
- Insurance coverages
- —
Redemption & eligibility
- Reward currency
- BMO Rewards Points
- Redemption options
- —
- Transfer partners
- —
- Min. personal income
- —
- Min. household income
- —
How we scored it
6.5Good- Everyday earn rateWeight 30
0x on general
- Welcome valueWeight 25
No current welcome offer
- Annual-fee valueWeight 20
No annual fee
- Benefits depthWeight 15
0 insurance coverages
- Interest costWeight 10
18.99% purchase APR
Our editorial rating, computed only from sourced figures. See the full methodology.
Compare with similar cards
Learn before you apply
Frequently asked
- Is the BMO Ascend Business Mastercard worth it?
- It carries a No fee annual fee. No annual fee. Compare it against similar cards below before deciding.
- What is the annual fee and interest rate on the BMO Ascend Business Mastercard?
- The annual fee is No fee. The purchase interest rate is 18.99% and the cash advance rate is 23.99%. These are sourced from BMO's official page.
- What rewards does the BMO Ascend Business Mastercard earn?
- It earns up to 0x on general, in BMO Rewards Points. See the full earn-rate breakdown above.
More ways to compare
Official sources
Every figure on this page comes from BMO's own pages. Last checked 2026-06-13.
- Product page: https://www.bmo.com/en-ca/main/business/credit-cards/bmo-ascend-business-mastercard/
- Terms & conditions: https://www.bmo.com/en-ca/main/business/credit-cards/terms-and-conditions/
- Rewards program: https://bmorewards.com/
Cited, never sponsored
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